Send money to Nigeria

Fast, low-cost, and secure online money transfers from the United States to Nigeria.

How to send money to Nigeria in 3 easy steps

Start your transfer.
1

Start your transfer.

Pay in USD with your debit card or credit card, or send the money from your online banking.

Get the best rate out there.
2

Get the best rate out there.

TransferWise always gives you the real and fair mid-market exchange rate.

Money is locally delivered.
3

Money is locally delivered.

The recipient gets money in their currency directly from TransferWise's local bank account.

How much does it cost to transfer money to Nigeria?

To send money in USD to Nigeria, you pay a small, flat fee of 1.33 USD + 0.61% of the amount that's converted (you'll always see the total cost upfront).

Some payment methods have an added fee, but that's usually tiny too.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

TransferWise Fees
Fixed fee
% fee for transfers up to 135,000 USD
% fee for amounts over 135,000 USD
How long will a money transfer {0} take?

How long will a money transfer to Nigeria take?

On many popular routes, TransferWise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route
Should arrive
by July 6th

Save when sending money to Nigeria

TransferWise is easy

How to send money to Nigeria from the United States

TransferWise makes transferring money to Nigeria a breeze:

  1. Just tap in how much, and where to.
  2. Then make a local payment to TransferWise, whether it's with a wire transfer, ACH or your debit or credit card.
  3. And that's it.

TransferWise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On TransferWise, there's no room for sneaky bank surcharges or creeping hidden charges.

Available payment methods
  • Direct Debit
  • Bank Transfer

The best ways to send money to Nigeria

Choosing the right way to send money with TransferWise will largely depend on your payment method. Some payment methods are faster than others. Some can be instant, while others are cheaper.

Here are the best ways to transfer money to Nigeria with TransferWise:

  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach TransferWise, and it can be more expensive than a bank transfer.

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with TransferWise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option here.

What you'll need for your online money transfer to Nigeria

  1. 1. Create your free account.

    1. Create your free account.

    Click 'Sign up', then create your free account. It takes seconds.You can do it on our website or with our app.All you need is an email address, or a Google or Facebook account.

  2. 2. Set up your first transfer.

    2. Set up your first transfer.

    Use our calculator to tell us how much money you want to send, and where you want to send it. You'll see our fees upfront.We'll tell you when your money should get there, too.

  3. 3. Tell us a little about yourself.

    3. Tell us a little about yourself.

    We'll ask you if you're sending money as an individual or business. We'll also need your full name, birthday, phone number, and address. You know, the standard stuff.

  4. 4. Tell us who you're sending to.

    4. Tell us who you're sending to.

    Yourself? Someone else? A business or charity? Pick your answer.Then we'll ask you for some basic information about your recipient, including their bank details. They need a bank account, but they don't need a TransferWise account. (Though we hope they'll want one soon.)

  5. 5. Make sure everything looks good.

    5. Make sure everything looks good.

    We'll show you a summary of your transfer. If everything looks good, click Confirm.You can also make any changes you need to.

  6. 6. Pay for your transfer.

    6. Pay for your transfer.

    Would you like to pay by wire transfer? Debit or credit card?Make your choice, and we'll tell you how to do it. Each payment method has its own steps, but they're all straightforward and should only take a few minutes.

TransferWise is safe and secure

TransferWise is an authorised Electronic Money Institution independently regulated by the Financial Crimes Enforcement Network (FinCEN) in the United States.

This means we're required by law to keep your money safe by storing it in a low-risk financial institution - in Europe this is in our UK account with Barclays, in the US this is in our US account with Wells Fargo.

We're trusted by 7 million people and counting.

We have a 4.6 out of 5 rating on Trustpilot

It's your money. You can trust us to get it where it needs to be, but don't take our word for it. Read our reviews at Trustpilot.com

Never once had I lived a problem with Transferwise even during pandemic and what I am saying is important since this is money we are talking not pair ...
Ms Ayda Arikli
Published 21 hours ago

Their fair and transparent fees on the cross-country money transfers is revolutionary (which is kind of sad...). The app is user friendly and intuitiv...
steve
Published 22 hours ago

Mostly will get a fast service
Jilsa George Ethakkattu
Published 22 hours ago
Reviews from:

Save money when sending money to Nigeria

Transfer your United States dollar to Nigerian naira today with TransferWise.

Create free account now