Your business debit card can be used wherever you see the Mastercard®️ logo.
Sign up for a business account and open your first Balance in one of the available local currencies. You'll be able to add more currencies afterwards. Our team will work to verify your account as fast as possible.
Click on the Debit Card tab of the website or the Account button in the TransferWise app, and you'll see an option to order your business debit card.
To use your card, you’ll need to activate it by entering in your business account your personal 6-digit code. You’ll find it underneath your name on the front of the card.
You can do a lot with your TransferWise card for free. If you want to spend a currency you don’t have in your account, there’s a transparent fee. There’s also a charge for withdrawing cash after a certain amount.
|TransferWise debit Mastercard®||Free|
|Spend in currencies in your account||Free|
|Convert a currency using your card||
|ATM withdrawals up to £200 / month||Free|
|ATM withdrawals over £200 / month||
|Receive money in EUR, USD, GBP, PLN, AUD, NZD, SGD, HUF & RON||Free|
Make life easy. Manage your money no matter where you are, with the TransferWise app.
Create a TransferWise business account in just a few minutes, get verified and order your debit Mastercard®️ for free.
TransferWise is an authorised Electronic Money Institution independently regulated by the Financial Conduct Authority (FCA) in the UK.
This means we're required by law to keep your money safe by storing it in a low-risk financial institution - in Europe this is in our UK account with Barclays, in the US this is in our US account with Wells Fargo.
These accounts are reserved for customer money, this means your money is kept in a separate account from the money we use to run the business.
In the unlikely event TransferWise ceased to exist, your money would be paid back from this account, ie from Barclays or Wells Fargo, however it is not covered by the Financial Services Compensation Scheme (FSCS) and therefore is deposited at your own risk. You also cannot earn interest on the money in your borderless account.
Millions of customers trust TransferWise with their money. We move billions of pounds every month, and we take the safety and security of your money seriously.
The TransferWise debit Mastercard is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated. TransferWise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.
Your TransferWise card comes with default and maximum limits. You can always choose either one in your TransferWise app or turn off a specific feature like contactless payments completely.
There are different limits for cardholders in different countries, so keep in mind where you ordered your card.
The TransferWise card for businesses is currently available for TransferWise for Business users in the following countries and regions.
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France (only Metropolitan), Germany, Hungary, Iceland, Italy, Ireland, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, Gibraltar (British Overseas Territory) and the UK Crown Dependencies: Guernsey, Isle of Man, and Jersey.
Australia and New Zealand.
We're working hard to make cards available everywhere. In the meantime, if your country or region is not on the list you can go on our waitlist, and we'll let you know when cards are coming your way.
Generally, you can pay with your TransferWise card wherever Mastercard is accepted. If you see the Mastercard logo, you’re good to go. But, if you're planning on taking your card abroad, check the lists below for countries where you won't be able to use it. You'll need to take a different card if you're going to any of these places.
Your card won't work in these countries:
Afghanistan, Burundi, Central African Republic, Chad, Congo and DR of Congo, Cuba, Eritrea, Iran, Iraq, Libya, North Korea, Palestinian Territories, Somalia, Sudan and South Sudan, Syria, Venezuela, and Yemen.
If your card was issued in the US, it also won't work in these countries:
Belarus, Bolivia, Cambodia, Côte d'lvoire, Ethiopia, Kenya, Lebanon, Nepal, Niger, Nigeria, Pakistan, Paraguay, Sao Tome and Principe, Sri Lanka, Tanzania, Turkmenistan, Uganda, Vietnam, and Zambia.