Pay with the real exchange rate.
Pay in the currency of the country you’re buying from to save on conversion fees.
You can spend online or in-store in 55+ currencies and 200+ countries.
Protect your money and control your account.
Get instant notifications when you spend and track your business expenses in the Wise app.
Authorise online payments with 3D Secure authentication, set up maximum spending limits, and control payment methods like contactless.
Freeze your card
You can also freeze and defrost your card whenever you like.
Track your team's expenses.
Get team members their own card connected to your Wise Business account. So they don't need to use their personal account for business expenses — and you can monitor their spending instantly.
Filter transactions by team members, download statements, and manage company spending limits.
Start spending before your card arrives.
You don't need to wait for your physical card to arrive — get your card details in the app instantly after ordering.
Start spending online or add your card to Google Pay or Apple pay to spend in-store.
Wise is an authorised Electronic Money Institution independently regulated by the Financial Conduct Authority (FCA) in the UK.
This means we're required by law to keep your money safe by storing it in a low-risk financial institution - in Europe this is in our UK account with Barclays, in the US this is in our US account with Wells Fargo.
These accounts are reserved for customer money, this means your money is kept in a separate account from the money we use to run the business.
In the unlikely event Wise ceased to exist, your money would be paid back from this account, ie from Barclays or Wells Fargo, however it is not covered by the Financial Services Compensation Scheme (FSCS) and therefore is deposited at your own risk. You also cannot earn interest on the money in your borderless account.
Millions of customers trust Wise with their money. We move billions of pounds every month, and we take the safety and security of your money seriously.
The Wise Business card is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated. Wise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.
Your Wise Business card comes with default and maximum limits. You can always choose either one in your Wise app or turn off a specific feature like contactless payments completely.
Generally, you can pay with your Wise card wherever Mastercard is accepted. If you see the Mastercard logo, you’re good to go. But, if you're planning on taking your card abroad, check the lists below for countries where you won't be able to use it. You'll need to take a different card if you're going to any of these places.
Your card won't work in these countries:
Afghanistan, Burundi, Central African Republic, Chad, Congo and DR of Congo, Cuba, Eritrea, Iran, Iraq, Libya, North Korea, Palestinian Territories, Somalia, Sudan and South Sudan, Syria, Venezuela, and Yemen.
For a one-time fee of 16 GBP, you can get a Wise Business card plus everything you need for international banking, like account details that make your account work like a bank in the UK, EU, US, Australia, and more.
Start spending with Wise Business today.
Create a Wise Business account in a few minutes. Once you’re verified, you and your team can order debit cards and start spending instantly.