International money transfers

Join over 16 million people who choose Wise for fast and secure online money transfers. Save up to 3x when sending money abroad

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Find out how much it costs to send money abroad

Sending 1,000.00 USD withRecipient gets(Total after fees)Transfer feeExchange rate(1 USD EUR)
WiseCheapest913.68 EURSave up to 37.99 EUR6.82 USD0.919950Mid-market rate
Remitly913.45 EUR-0.23 EUR0.00 USD0.913451
Instarem.911.30 EUR-2.38 EUR0.00 USD0.911302
MoneyGram909.42 EUR-4.26 EUR1.99 USD0.911236
OFX907.40 EUR-6.28 EUR0.00 USD0.907401
Xe906.10 EUR-7.58 EUR0.00 USD0.906100
Western Union904.43 EUR-9.25 EUR0.99 USD0.905327
Xoom (A PayPal Service)900.01 EUR-13.67 EUR0.00 USD0.900012
Chase888.59 EUR-25.09 EUR5.00 USD0.893059
PayPal875.69 EUR-37.99 EUR4.99 USD0.880081
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Send money abroad in 3 easy steps

How to send money abroad

How to send money abroad

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a wire transfer, ACH or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to send money abroad?

Pay a small, flat fee and percentage

To send money in USD to EUR, you pay a small, flat fee of 4.17 USD + 0.49% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
4.17 USD
Variable feeup to 127,215.00 USD/month
0.49%
Variable feemore than 127,215.00 USD/month

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

USD
EUR

Should arrive

in 10 hours

How to transfer money

Best ways to send money internationally

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money abroad with the most international app

Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

See what the world’s largest publications have to say

Wired

Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

Let's answer some of your questions