International money transfers

Fast, low-cost, and secure online money transfers from the United States.

The more you send, the more you save

Many banks add 3% or more in hidden fees to the exchange rate — and it quickly adds up on large transfers. Worst of all, this fee is hard to spot unless you know to look.

With TransferWise, the price you see is the price you pay. No hidden fees. We lower our percentage fee on large transfers too — so the more you send, the more you save.

Safeguarded at leading banks.

We keep your money with leading financial institutions like JP Morgan Chase, Deutsche Bank, and Barclays.

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Extra secure transactions.

We use two factor authentication to protect your account. That means only you can get to your money.

Compare the best money transfer service from the United States

At TransferWise, we never hide extra fees and charges in the exchange rate. We just use the exchange rate – independently provided by Reuters. That means fair, low-cost transfers, every time.

Compare TransferWise exchange rates and fees with some of the biggest money transfer and remit services, such as Barclays, MoneyGram or WorldRemit.

How to send money from the United States in 3 easy steps

Start your transfer.
1

Start your transfer.

Pay in USD with your debit card or credit card, or send the money from your online banking.

Get the best rate out there.
2

Get the best rate out there.

TransferWise always gives you the real and fair mid-market exchange rate.

Money is locally delivered.
3

Money is locally delivered.

The recipient gets money in their currency directly from TransferWise's local bank account.

Here is what you'll need to send money internationally

  1. 1. Create your free account.

    1. Create your free account.

    Click 'Sign up', then create your free account. It takes seconds.You can do it on our website or with our app.All you need is an email address, or a Google or Facebook account.

  2. 2. Set up your first transfer.

    2. Set up your first transfer.

    Use our calculator to tell us how much money you want to send, and where you want to send it. You'll see our fees upfront.We'll tell you when your money should get there, too.

  3. 3. Tell us a little about yourself.

    3. Tell us a little about yourself.

    We'll ask you if you're sending money as an individual or business. We'll also need your full name, birthday, phone number, and address. You know, the standard stuff.

  4. 4. Tell us who you're sending to.

    4. Tell us who you're sending to.

    Yourself? Someone else? A business or charity? Pick your answer.Then we'll ask you for some basic information about your recipient, including their bank details. They need a bank account, but they don't need a TransferWise account. (Though we hope they'll want one soon.)

  5. 5. Make sure everything looks good.

    5. Make sure everything looks good.

    We'll show you a summary of your transfer. If everything looks good, click Confirm.You can also make any changes you need to.

  6. 6. Pay for your transfer.

    6. Pay for your transfer.

    Would you like to pay by wire transfer? Debit or credit card?Make your choice, and we'll tell you how to do it. Each payment method has its own steps, but they're all straightforward and should only take a few minutes.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

International money transfer fees: How much do they cost?

  • You pay a small, flat fee + fixed percentage of the transfer amount (you’ll always see the total cost upfront)
  • Some payment methods have an added fee, but that's usually tiny too.
  • You always get the real, mid-market exchange rate, with no markup whatsoever.

TransferWise is easy

How to send money internationally

TransferWise makes international wire transfers a breeze:

  1. Just tap in how much, and where to.
  2. Then make a local payment to TransferWise, whether it's with a wire transfer, ACH or your debit or credit card.
  3. And that's it.

TransferWise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On TransferWise, there's no room for sneaky bank surcharges or creeping hidden charges.

Available payment methods
  • Direct Debit
  • Bank Transfer
  • Debit Card
  • Credit Card

TransferWise is safe and secure

TransferWise is an authorised Electronic Money Institution independently regulated by the Financial Crimes Enforcement Network (FinCEN) in the United States.

This means we're required by law to keep your money safe by storing it in a low-risk financial institution - in Europe this is in our UK account with Barclays, in the US this is in our US account with Wells Fargo.

We're trusted by 8 million people and counting.

We have a 4.6 out of 5 rating on Trustpilot

It's your money. You can trust us to get it where it needs to be, but don't take our word for it. Read our reviews at Trustpilot.com

Fast, reliable, the best exchange rates.
Kaidum
Published 11 hours ago

Every transfer I have done has been easy and fast with a good exchange rate. Thank you.
Anthea
Published 12 hours ago

Used it many times over the past few years. Very easy. Smooth operation with no glitch ever. Unbeatable rates. Awesome user experience.
Erwan
Published 12 hours ago
Reviews from:

Save money when sending money from the United States

Send money at the best rate wherever you are. Join TransferWise for free today.

Create free account now

FAQs

An international money transfer is a safe way to make international payments from your bank account to a bank account in another country. Making an international money transfer with a traditional bank could be expensive though. Find out how much money you can save with TransferWise here.
On many popular routes, TransferWise can send your money within one day, or even within seconds. Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account. Learn more.
  • Register for free
    Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.
  • Choose an amount to send
    Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.
  • Add recipient’s bank details
    Fill in the details of your recipient’s bank account. If you don’t know their details, we can request them for you.
  • Verify your identity
    For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.
  • Pay for your transfer
    Send your money with a bank transfer, or a debit or credit card.
  • That’s it
    We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.
Choosing the right way to send money with TransferWise will largely depend on your payment method. Some payment methods are faster than others. Some can be instant, while others are cheaper. Find out here what are the best ways to transfer money abroad with TransferWise.
Yes. TransferWise is an authorised Electronic Money Institution independently regulated by the Financial Conduct Authority (FCA) in the United Kingdom. Learn more.
Yes, there are limits for how much you can send with us. They depend on which currencies you send to and from, and how you pay. You can check the limits for each currency in our help center articles or in our calculator. We’ll also let you know if you try to send too much at one time.

If you’d like to send more than our limits allow, you can. You’ll just need to set up several transfers that are under the limits.