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Send money to Kenya

Q: Best way to send money to Kenya?

Choosing the right way to send money with Wise will largely depend on your payment method. Some payment methods are faster than others. Some can be instant, while others are cheaper.

Q: How much can I send to Kenya online?

Yes, there are limits for how much you can send to Kenya with us. They depend on which currencies you send to and from, and how you pay. You can check the limits for each currency in our help center articles or in our calculator . We’ll also let you know if you try to send too much at one time. If you’d like to send more than our limits allow, you can. You’ll just need to set up several transfers that are under the limits.

Q: How to transfer money to Kenya online?

Register for free Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account. Choose an amount to send Tell us how much you want to send. We'll show you our fees upfront, and tell you when your money should arrive. Add recipient's bank details Fill in the details of your recipient's bank account. If you don't know their details, we can request them for you. Verify your identity For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe. Pay for your transfer Depending on your currency combination and amount, supported payment methods can include bank transfer, debit or credit cards and others. That's it We'll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Fast, low-cost, and secure online money transfers from the USA to Kenya.

Millions of happy customers

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Is Wise safe?

Yes, here’s why

You send exactly

1.30 USD
13.31 USDOur fee
–
14.61 USDTotal fees
=
985.39 USDTotal amount we’ll convert
×
135.985

Recipient gets approximately

Exchange rates are volatile right now, so we can't guarantee this rate. We'll use the rate that's live when we receive your money.

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Compare the best money transfer service to Kenya

Sending 1,000 USD with	Recipient gets(Total after fees)and transfer speed
	133,998 KES
Transfer fee 14.61 USD Exchange rate(1 USD KES) 135.985 Exchange rate markup 0 USD Cost of transfer 14.61 USD

	133,160 KES- 838 KES
Transfer fee 0 USD Exchange rate(1 USD KES) 133.160 Exchange rate markup 20.77 USD Cost of transfer 20.77 USD

	131,501 KES- 2,498 KES
Transfer fee 0 USD Exchange rate(1 USD KES) 131.501 Exchange rate markup 32.98 USD Cost of transfer 32.98 USD

	126,052 KES- 7,946 KES
Transfer fee 0 USD Exchange rate(1 USD KES) 126.052 Exchange rate markup 73.04 USD Cost of transfer 73.04 USD

This applies when you pay in via bank transfer or ACH payments. How do we collect this data?

How to send money to Kenya in 3 easy steps

Enter amount to send in USD.

Pay in USD with your debit card or credit card, or send the money from your online banking.

Choose recipient in Kenya.

Select who you want to send money to and which pay-out method to use.

Send USD, receive KES.

The recipient gets money in KES directly from Wise’s local bank account.

Create free account now

How much does it cost to transfer money to Kenya?

Pay a small, flat fee and percentage

To send money in USD to Kenya, you pay a small, flat fee of 5.23 USD + 1.17% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fees for our low cost transfers

Fixed fee

5.23 USD

Variable feeup to 124,905 USD/month

1.17%

Variable feemore than 124,905 USD/month

Discount applies

How long will a money transfer to Kenya take?

A money transfer from the USA (USD) to Kenya (KES) should arrive in 30 minutes. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

USD

KES

Should arrive

in 30 minutes

What you’ll need for your online money transfer to Kenya

Register for free.

Choose an amount to send.

Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

Add recipient’s bank details.

Fill in the details of your recipient’s bank account.

Verify your identity.

For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

Pay for your transfer.

Send your money with a bank debit (ACH), wire transfer, or a debit or credit card.

That’s it.

We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Best ways to send money to Kenya

Direct Debit
Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

Trust Wise with safe & secure money transfers to Kenya

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.