A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 21% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

TransferWise makes transferring money fast, and sometimes — instant. We believe that:

1. You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
2. You should always know where your money is. So keep track of your money by using our in-app Money tracker.
3. All transfers should be instant — we’re on a mission to bring you just that.