Hong Kong Currency

Find out what currency is used in Hong Kong, tips and tricks for Hong Kong currency exchange, and how you can save money on your visit with the Wise Hong Kong dollar card.

Learn about the Hong Kong dollar card

What is the currency in Hong Kong?

The currency in Hong Kong is the Hong Kong dollar. Each Hong Kong dollar is divided into 100 cents.

When you’re buying currency for Hong Kong, look out for the currency code HKD. And once you’re in Hong Kong, you’ll see the symbol HK$ used to show prices.

You’ll find Hong Kong banknotes in denominations of 10, 20, 50, 100, 500 and 1000.

Use the Wise Hong Kong dollar card to spend in Hong Kong currency.

The Wise Hong Kong dollar travel money card lets you top up in your local currency, and switch to Hong Kong dollar to spend when you’re in Hong Kong. You’ll get the best rate for spending in Hong Kong dollar - and can also hold and spend 40+ other currencies with the same card.

Get your Wise travel money card online for free, to send and spend money around the world at the mid-market exchange rate.

Simply top up your card and convert to the currency you need in real time using the Wise app.

You’ll always get the mid-market exchange rate with no hidden costs, and you’ll avoid foreign transaction fees while withdrawing from ATMs abroad, paying in restaurants and shops, and buying your accommodation and flights.

Learn more about the Hong Kong dollar card

Tips for exchanging currency in Hong Kong.



The mid-market rate is the true exchange rate - with no sneaky hidden fees. Use an online currency converter before your trip to get a feel for what your money is worth and make sure you get a fair rate when you buy your travel money.



Being offered to pay in your own currency at an ATM is a sneaky trick and causes many travellers to pay more than they need to. Always choose to pay in the local currency - in this case, Hong Kong dollar - to cut your costs and get the best rates available.



Currency exchange desks at airports and hotels often markup the exchange rates they use, and may charge hidden fees. Avoid this expensive option whenever you can.



Withdraw money, pay for meals in restaurants or spend in shops in Hong Kong dollar, all at the mid-market exchange rate with the Wise debit card.

Spending money in Hong Kong.

Paying by credit or debit card in Hong Kong

Hong Kong natives favour card and digital payments for speed and convenience. You'll find your credit and debit cards are widely accepted, and usually an easier way to pay than cash.

ATMs in Hong Kong

24 hour ATMs are on every street corner in urban Hong Kong - as well as in metro stations, stores and banks.

However, Hong Kong also has a surprisingly large amount of rural and remote areas - here, cash is king.

To get the best deal when spending on card or withdrawing money in Hong Kong, don’t forget to use the Wise travel money card to avoid sneaky exchange rate markups and excessive fees.