A free online account that makes doing business in multiple currencies a lot cheaper and easier. Send, spend, and receive at the real exchange rate.
Hear what our 4 million customers have to say
Interested in our API? Get in touch
Easily pay overseas employees and recurring invoices. Try the batch payments tool
Get paid by freelance clients for free. Get your own international bank details
Pay vendor invoices in multiple currencies online. Set up a transfer in minutes
Manage expenses and make one-off payments on the go. Get a card without fees
We built multiple ways for you to make payments to over 60 countries with the real exchange rate. It could be up to 8X cheaper than banks and services like PayPal. You also can send USD to accounts outside in the US.
Join our webinar to learn more
The business card is currently in beta testing and not yet available to everyone. If you have a business account, we'll be in touch when you can order yours.
Coming soon: complete Xero integration, open API, multi-user access, and dual authorisation capabilities. Learn more
|Account pricing Card pricing (available in Europe)|
|Creating your account||Free|
|TransferWise debit Mastercard®||Free|
|Hold 40+ currency balances||Free|
|Get bank details to receive currencies||Free|
|Receive money in AUD, EUR, GBP & USD||Free|
|ATM withdraw up to £200 / 30 days||Free|
Get the real exchange rate, always.
It's free to open your account and get a business debit Mastercard – cards are in beta testing and not yet available to everyone. There's a small fee to convert currencies in your account and when you use your card in a currency you're not holding.
It's also free to get your bank details, hold multiple currencies and get paid from over 40 countries.
"We easily save a thousand euros per month by using TransferWise. Our finance lead even saves a full working day." – CEO and founder of HotJar David Darmanin
“I now keep our sales in euros in the account and then use that to pay [invoices] straight in dollars. I actually shut down the bank account I was using right away.” – Founder of smartLOCK Stuart Duncan
“With TransferWise, the fees are lower [for our users]. It also saves us fees on our end. It’s a win-win.” – Founder and CEO of Codementor Weiting Liu