The better alternative to international business banking.

A free online account that makes doing business in multiple currencies a lot cheaper and easier. Send, spend, and receive at the real exchange rate.

Hear what our 4 million customers have to say

Interested in our API? Get in touch

Borderless multi-currency account - balances shown on screen

Easily pay overseas employees and recurring invoices. Try the batch payments tool

Get paid by freelance clients for free. Get your own international bank details

Pay vendor invoices in multiple currencies online. Set up a transfer in minutes

Manage expenses and make one-off payments on the go. Get a card without fees

See how much you can save on international payments.

We built multiple ways for you to make payments to over 60 countries with the real exchange rate. It could be up to 8X cheaper than banks and services like PayPal. You also can send USD to accounts outside in the US.

Join our webinar to learn more

Receive money for free – and get international account details.

  • Get UK, Eurozone, Australian, and US account details for free in minutes – without a local address
  • Keep earnings in over 40 currencies and convert between them using the real exchange rate
  • Withdraw from platforms like Amazon and Upwork, and avoid their conversion fees
  • Hold money for future payments or move it right to your bank

Spend anywhere in the world with the TransferWise business Mastercard®.

  • Avoid foreign transaction fees online and in-person
  • Withdraw from ATMs for free for up to £200 per 30 days
  • Track expenses in real-time on mobile and web
  • Your card automatically converts money at the real exchange rate – for just a small fee
  • Use it anywhere in the world that accepts Mastercard

The business card is currently in beta testing and not yet available to everyone. If you have a business account, we'll be in touch when you can order yours.

We're dedicated to improving our product.

Get the features your business needs and loves.

  • Compatibility with accounting platforms, reporting, and reconciliation
  • Downloadable monthly statements
  • API access to connect TransferWise to your other business tools
  • Custom integrations with platforms like Time Doctor

Coming soon: complete Xero integration, open API, multi-user access, and dual authorisation capabilities. Learn more

Account pricing Card pricing (available in Europe)
Creating your account Free
TransferWise debit Mastercard® Free
Hold 40+ currency balances Free
Convert currencies

0.35%-2%

Get bank details to receive currencies Free
Receive money in AUD, EUR, GBP & USD Free
ATM withdraw up to £200 / 30 days Free

Everything you need to know about our pricing.

Get the real exchange rate, always.

It's free to open your account and get a business debit Mastercard – cards are in beta testing and not yet available to everyone. There's a small fee to convert currencies in your account and when you use your card in a currency you're not holding.

It's also free to get your bank details, hold multiple currencies and get paid from over 40 countries.

Learn more

What some of our customers have to say.

The batch payments tool simplifies how companies pay remote employees

The batch payments tool simplifies how companies pay remote employees

"We easily save a thousand euros per month by using TransferWise. Our finance lead even saves a full working day." – CEO and founder of HotJar David Darmanin

Cross-border ecommerce is getting much easier and cheaper

Cross-border ecommerce is getting much easier and cheaper

“I now keep our sales in euros in the account and then use that to pay [invoices] straight in dollars. I actually shut down the bank account I was using right away.” – Founder of smartLOCK Stuart Duncan

It's possible to make it cheaper for customers to deal with multiple currencies

It's possible to make it cheaper for customers to deal with multiple currencies

“With TransferWise, the fees are lower [for our users]. It also saves us fees on our end. It’s a win-win.” – Founder and CEO of Codementor Weiting Liu

Start doing business better.

If you have questions, get in touch at business@transferwise.com.

Get set up in minutes