International business banking for freelancers.
A free multi-currency account for freelancers to invoice like a local around the world and receive multiple currencies for free.
Now 19x cheaper than PayPal →
Pay invoices and people abroad
Receive money like a local
Integrate seamlessly with Xero
Automate work with our API
Get paid with zero fees
Invoice your clients in their currency and receive money with no fees.
Get your own UK, Eurozone, Australian, New Zealand, and US bank details for free in minutes — without a local address. Use them to invoice clients or withdraw money from platforms like UpWork and Freelancer.com.
Pricing as it should be.
Unlike PayPal and banks, we never inflate exchange rates or charge you to receive international payments.
There are only low, transparent fees to convert currencies, add money, and send money to a bank account.
| Account pricing | |
|---|---|
| Creating your account | Free |
| Hold 40+ currency balances | Free |
| Receive money in EUR, USD, GBP, AUD & NZD | Free |
| Convert currencies | 0.45%-3% |
| Add money with Direct debit | 0.2% |
The features freelancers love.
By the people who made Skype
Richard Branson is a key investor
4 million customers globally
Regulated in the US
International payments, 19x cheaper.
Pay invoices and buy inventory with the real exchange rate in over 70 countries — for way cheaper than PayPal.
Send money directly from your own debit card or bank, or make payments from your account balance. Your recipient doesn't need a TransferWise account to receive their money.
Coverage around the world.
You can send money to 70+ countries, and receive and hold 40+ currencies.
You also get your own Eurozone, US, Australia, New Zealand, and UK bank details to get paid like a local.
FAQs
It's free to set up your TransferWise for Business account.
It's free to get international bank details and free to receive money using your bank details.
There's a cheap, transparent fee to convert between currencies — either in your account or if you spend on your TransferWise Business Mastercard® in a currency you don't have in your account.
When you convert money in your account it's always with the real exchange rate, and you always see our low, transparent fee up front so there's never any surprises. And if you spend on your Business Mastercard in a currency you don't have, it autoconverts the balance with the lowest fee, so you never have to worry.
There's a small fixed fee to withdraw funds from your TransferWise for Business account to another account in the same currency.
This is the lowest we can charge to cover costs, and we're committed to getting the fee down over time.
We use the real exchange rate plus a small conversion fee when you convert a balance in your account to a different currency.
A full list of our currencies and pricing is available here →
No. Your client can send you money just like they would for anyone else. It goes right into your TransferWise for Business account just like a normal bank account.
