Pay invoices and people abroad
Receive money with no fees
Automate work with our API
Integrate seamlessly with Xero
Get your own UK, Eurozone, Australian, New Zealand, and US bank details for a small, one-time setup fee — without a local address. Use them to get paid or withdraw money from platforms like Amazon for free.
Hold that money in your account for future payments or move it to your bank.
Pay invoices, buy inventory, and handle payroll with the real exchange rate in over 50 countries — for way cheaper than PayPal.
Send money directly from your own debit card or bank, or make payments from your account balance. Your recipient doesn't need a TransferWise account to receive their money.
Unlike PayPal and banks, we never inflate exchange rates or charge you to receive international payments.
There are only low, transparent fees to convert currencies, add money, and send money to a bank account.
|Create your account||Free|
|Hold 50+ currency balances||Free|
|Get bank details to receive currencies||
$31 (one-time fee)
|Receive money in EUR, USD, GBP, AUD & NZD||Free|
|Fixed fee to send money (varies by currency)||
|Add money to your account|
Always check your account for the latest pricing update.
By the people who made Skype
Richard Branson is a key investor
6 million customers globally
Regulated in the US
You can send money to 70+ countries and hold 50+ currencies.
You can also get your own Eurozone, US, Australia, New Zealand, and UK bank details to get paid like a local.
It's free to set up your TransferWise for Business account.
There's a cheap, transparent fee to convert between currencies — either in your account or if you spend on your TransferWise Business Mastercard® in a currency you don't have in your account.
If you want to get international bank details, there's a one-time $31 fee (or equivalent), and it's free to receive money using your bank details.
When you convert money in your account it's always with the real exchange rate, and you always see our low, transparent fee up front so there's never any surprises. And if you spend on your Business Mastercard in a currency you don't have, it autoconverts the balance with the lowest fee, so you never have to worry.
There's a small fixed fee to withdraw funds from your TransferWise for Business account to another account in the same currency.
This is the lowest we can charge to cover costs, and we're committed to getting the fee down over time.
We use the real exchange rate plus a small conversion fee when you convert a balance in your account to a different currency.
A full list of our currencies and pricing is available here →
No. When you send money with TransferWise for Business it goes directly into your recipient's bank account.
Open a free account in minutes.