International business banking for e-commerce.

A free multi-currency account to pay global suppliers and receive Stripe and Amazon payouts for free.

Up to 14x cheaper than PayPal →

TransferWise for Business - customers and balances shown on screen

Pay invoices and people abroad

Receive money with no fees

Automate work with our API

Integrate seamlessly with Xero

Receive money with zero fees.

Get UK, Eurozone, Australian, and US bank details for free in minutes – without a local address. Use them to receive money from platforms like Amazon and Stripe.

Hold that money in your account for future payments or move it to your bank.

Get started →

International payments, 14x cheaper.

Pay invoices, buy inventory, and handle payroll with the real exchange rate in over 70 countries – for up to 14x cheaper than PayPal.

Send money directly from your own debit card or bank, or make payments from your account balance. Your recipient doesn't need a TransferWise account to receive their money.

Send money today →

Up to 14x cheaper than PayPal.

PayPal inflates exchange rates when you send and receive international payments, making it hard to see what you're actually being charged. Here's an honest comparison to show how much you can save with your TransferWise for Business account. Learn more

Compare the costs

Cost to create account
TransferWise $0
PayPal $0
Monthly account fees
TransferWise $0
PayPal $0
Receive $2000 in GBP
TransferWise £0
PayPal £64.79
Send or pay $2000 to GBP
TransferWise $13.46
PayPal $62.30

The features your business loves.

Xero integration
Connect with Xero and your favourite accounting tools.
Learn more →
Batch payments
Make multiple payments in one go with ease.
Sign up now →
Open API
Automate payments and workflows with our API.
Explore our docs →
Monthly statements
Download statements for every balance you hold.
Get started today →

By the people who made Skype

Richard Branson is a key investor

4 million customers globally

Regulated in the US

Coverage around the world.

You can send money to 70+ countries, and receive and hold money in 40+ currencies.

You also get Eurozone, US, Australia, and UK bank details to get paid like a local.

See what currencies we cover →

A powerful open API.

Businesses big and small can access our open API to automate payments, connect business tools, and create beautiful ways to manage finances.

Explore our docs →


It's free to set up your TransferWise for Business account.

It's free to get international bank details and free to receive money using your bank details.

There's a cheap, transparent fee to convert between currencies - either in your account or if you spend on your TransferWise Business Mastercard® in a currency you don't have in your account.

When you convert money in your account it's always with the real exchange rate, and you always see our low, transparent fee up front so there's never any surprises. And if you spend on your Business Mastercard in a currency you don't have, it autoconverts the balance with the lowest fee, so you never have to worry.

There's a small fixed fee to withdraw funds from your TransferWise for Business account to another account in the same currency.

This is the lowest we can charge to cover costs, and we're committed to getting the fee down over time.

Learn more about our pricing →

We use the real exchange rate plus a small conversion fee when you convert a balance in your account to a different currency.

A full list of our currencies and pricing is available here →

No. When you send money with TransferWise for Business it goes directly into your recipient's bank account.

Business without borders.

Open a free account in minutes.

Create your account