The TransferWise debit Mastercard®
The TransferWise debit Mastercard® has landed. Now international people can spend around the world with no foreign transaction fees.
What’s up with banks and exchange rates?
An independent researcher compared TransferWise to 5 other US bank accounts and PayPal. They found that we’re up to 4x cheaper for spending abroad. That’s what’s up.
Compare the costs
| Monthly account fees | |
|---|---|
|
Free |
|
$12 |
|
$12 |
|
$12 |
|
$10 |
| Send $250 to EUR | |
|
|
$2.35 |
|
|
$12.53 |
|
|
$42.95 |
|
|
$42.07 |
|
|
$44.20 |
| Spend $250 on debit card in EUR | |
|
|
$1.62 |
|
|
$7.50 |
|
|
$7.50 |
|
|
$7.50 |
|
|
$7.50 |
| Withdraw $250 cash / month in EUR | |
|
|
Free |
|
|
$12.50 |
|
|
$10 |
|
|
$12.50 |
|
|
$12.50 |
More green in your pocket.
The TransferWise debit Mastercard® is issued by Community Federal Savings Bank, member FDIC, pursuant to a license from Mastercard International. Other features of the borderless account are provided by TransferWise Inc. pursuant to its state licenses.
40 currencies. 1 account. 0 sneaky fees.
Send and receive multiple currencies right from your phone. But with a better exchange rate and lower fees than your bank or PayPal.
- Hold 40+ currencies for free
- Send money right from your balances
- Convert between them with the real exchange rate
- Move money to another bank for cheap
- Freeze and unfreeze your card instantly
- Spend on your card in any currency — our smart tech automatically converts at the best rate
The easy alternative to a bank account abroad.
A TransferWise account is perfect if you live and work in multiple currencies. And if you want to receive multiple currencies for free.
You get your own bank details for the US, UK, Eurozone, Australia, and New Zealand. Use them to receive direct deposits from around the world:
- British account number and sort code
- European IBAN
- Australian account number and BSB code
- New Zealand account number
- US account number and routing number
Here’s to people braving life in a new land.
Raised in Brazil, studies at NYU
Cecilia uses TransferWise to pay for her books and student housing, and to get paid for her internship.
Born in Italy, bred in New York
When Sal visits his family back home, he uses the card to buy them gelato and other treats.
Born in the US, works in Japan
Alex is an artist whose work hangs in galleries in Japan. He uses TransferWise to transfer his earnings back to the US.
Pricing as it should be.
Your TransferWise multi-currency account is free to open. It's also free to get bank details and free to receive money using them.
There are low, transparent fees to convert currencies, add money to your account, and send money to a bank account.
| Account pricing | |
|---|---|
| Create your account | Free |
| Hold 50+ currency balances | Free |
| Receive money in EUR, USD, GBP, AUD & NZD | Free |
| Convert currencies | 0.45%-3% |
| Add money with Direct debit | 0.2% |
| ATM withdrawals up to $250 / month | Free |
Coverage.
Get local bank details.
These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.
British Pound
Get your own Account Number and Sort Code.
Euro
Get your own SWIFT/BIC and IBAN details.
US Dollar
Get your own Routing (ABA) and Account Number.
Australian Dollar
Get your own BSB Code and Account Number.
New Zealand Dollar
Get your own Account Number.
You can spend on your TransferWise debit Mastercard® anywhere in the countries we operate in that accepts Mastercard.
Hold & manage money.
You can hold and manage money in more than 50 currencies. This lets you avoid exchange rate movements and prep for future transfers.
Argentine Peso
Botswana Pula
Chinese Yuan
Ghanaian Cedi
South Korean Won
Malaysian Ringgit
Send money to 80+ countries.
You can use money in your multi-currency account to send to any of the currencies on TransferWise.
United Arab Emirates Dirham
Argentine Peso
Australian Dollar
Bangladeshi Taka
Bulgarian Lev
Brazilian Real
Botswana Pula
Canadian Dollar
Swiss Franc
Chilean Peso
Chinese Yuan
Costa Rican Colón
Czech Koruna
Danish Krone
Egyptian Pound
Euro
British Pound
Georgian Lari
Ghanaian Cedi
Hong Kong Dollar
Croatian Kuna
Hungarian Forint
Indonesian Rupiah
Israeli Shekel
Indian Rupee
Japanese Yen
Kenyan Shilling
South Korean Won
Sri Lankan Rupee
Moroccan Dirham
Mexican Peso
Malaysian Ringgit
Norwegian Krone
Nigerian Naira
Nepalese Rupee
New Zealand Dollar
Peruvian Sol
Philippine Peso
Pakistani Rupee
Polish Zloty
Romanian Leu
Russian Ruble
Swedish Krona
Singapore Dollar
Thai Baht
Turkish Lira
Tanzanian Shilling
Ukrainian Hryvnia
Ugandan Shilling
Uruguayan Peso
US Dollar
Vietnamese Dong
West African CFA Franc
South African Rand
Zambian kwacha
Any questions?
You can spend on your TransferWise debit card in 40+ currencies around the world. You can also use your card with Apple Pay, Google Pay, and Samsung Pay.
You can hold and manage money in your TransferWise account in 40+ currencies for free. And convert between them whenever you want. See a list of countries we support here
You can use the money in your account to spend and send in multiple currencies. See a list of currencies we support here
If you already have a TransferWise account, just log in to order your card online or in the app. If you don’t have an account, it’s free and easy to get started.
We'll ask you for some basic information to verify your account. You'll also need to add a minimum of 20 USD to your TransferWise account balance before you can get your card. This isn't a fee — the money is yours to use as soon as you get and activate your card.
It's free to sign up and set up your TransferWise account.
It's free to get your local bank details for the UK, US, Eurozone, Australia, and New Zealand, and free to receive money using those bank details.
There's a cheap, transparent fee to convert between currencies — either in your account or if you spend on your TransferWise debit card in a currency you don't have in your account. There's also a small fee to add money into your account, and to send it to a bank account.
If you have a currency in your account, it's free to spend on your card in that currency. It's also free to spend that currency using Apple Pay, Google Pay, and Samsung Pay.
You can convert between currencies in your account in seconds. You’ll always get the mid-market rate, like you see on Google. If you spend in a currency you don’t hold a balance in, our smart tech automatically converts your money at the best price. So you never have to worry.
We do charge a small fee to convert money between currencies in your account. It varies from currency to currency. The easiest way to understand our fees is to visit our pricing page.
There's a small fixed fee to withdraw or send money from your TransferWise balances to a bank account of the same currency.
This is the lowest we can charge to cover costs, and we're committed to lowering the fee over time. The easiest way to understand our fees is to visit our pricing page.
TransferWise Inc. is registered with the Financial Crimes Enforcement Network (FinCEN) with money service business registration number 31000065314305. It is licensed as a money transmitter in the states listed here and supervised by regulatory authorities in each of those states.
In other US states and/or territories, money transmission services are offered by our partner financial institution Community Federal Savings Bank, which is supervised by the Office of the Comptroller of Currency.
In the US, we bank with Community Federal Savings Bank (CFSB) and Wells Fargo. All of these banks are insured under the Federal Deposit Insurance Corporation (FDIC). You can find more information about the FDIC here.
You can see more information about security and our communication with you on our dedicated page here.
More than 5 million customers have trusted us to move their money around the world. We move more than $4 billion every month at TransferWise — and we take the safety and security of your money seriously.
