An independent researcher compared TransferWise to 5 other US bank accounts and PayPal. They found that we’re up to 4x cheaper for spending abroad.
|Monthly account fees|
|Send $250 to EUR|
|Spend $250 on debit card in EUR|
|Withdraw $250 cash / month in EUR|
Send money around the world, and avoid the unfair exchange rates set by banks. With TransferWise, you’ll always get a great deal.
Get paid with your own bank details. Anyone can use them to pay you like a local. You can hold more than 50 currencies at once, and convert between them in seconds.
And with your own debit Mastercard®, you can spend in the local currency — wherever you are. It's accepted anywhere that takes Mastercard.
Join millions who get a great exchange rate, and the low fees we’re known for.
The TransferWise debit Mastercard® is issued by Community Federal Savings Bank, member FDIC, pursuant to a license from Mastercard International. Other features of the account are provided by TransferWise Inc. pursuant to its state licenses.
Send and receive multiple currencies right from your phone. But with a better exchange rate and lower fees than your bank or PayPal.
A TransferWise account is perfect if you live and work in multiple currencies. And if you want to receive multiple currencies for free.
You get your own bank details for the US, UK, Eurozone, Australia, and New Zealand. Use them to receive direct deposits from around the world:
Cecilia uses TransferWise to pay for her books and student housing, and to get paid for her internship.
When Sal visits his family back home, he uses the card to buy them gelato and other treats.
Tan uses his card when filming Netflix’s Queer Eye in LA, and to satisfy his Pakistani food cravings.
Get your foreign currency account and debit card now for free.
And with your bank details for holding multiple currencies at once, it’s easy to get paid from all over the world. You'll never pay any fees for receiving money.
|Creating your account||Free|
|Hold 40+ currency balances||Free|
|Receive money in EUR, USD, GBP, PLN, AUD & NZD||Free|
|Add money with Direct debit||
|ATM withdrawals up to $250 / 30 days||Free|
These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.
Get your own Account Number and Sort Code.
Get your own SWIFT/BIC and IBAN details.
Get your own Routing (ABA) and Account Number.
Get your own BSB Code and Account Number.
Get your own Account Number.
Get your own Account Number.
You can spend on your TransferWise debit Mastercard® anywhere in the countries we operate in that accepts Mastercard.
You can hold and manage money in more than 50 currencies. This lets you avoid exchange rate movements and prep for future transfers.
South Korean Won
You can use money in your borderless account to send to any of the currencies on TransferWise.
United Arab Emirates Dirham
Costa Rican Colón
Hong Kong Dollar
South Korean Won
Sri Lankan Rupee
New Zealand Dollar
West African CFA Franc
South African Rand
You can spend on your TransferWise debit Mastercard® in 40+ currencies around the world. You can also use your card with Apple Pay, Google Pay, and Samsung Pay.
You can hold and manage money in your TransferWise account in 40+ currencies for free. And convert between them whenever you want. See a list of countries we support here
You can use the money in your account to spend and send in multiple currencies. See a list of currencies we support here
If you already have a TransferWise account, just log in to order your card online or in the app. If you don’t have an account, it’s free and easy to get started.
We'll ask you for some basic information to verify your account. You'll also need to add a minimum of 20 USD to your TransferWise account balance before you can get your card. This isn't a fee — the money is yours to use as soon as you get and activate your card.
It's free to sign up and set up your TransferWise account. It's free to get your TransferWise debit Mastercard®.
It's free to get your local bank details for the UK, US, Eurozone, Australia, and New Zealand, and free to receive money using those bank details.
There's a cheap, transparent fee to convert between currencies — either in your account or if you spend on your TransferWise debit Mastercard® in a currency you don't have in your account. There's also a small fee to add money into your account, and to send it to a bank account.
If you have a currency in your account, it's free to spend on your card in that currency. It's also free to spend that currency using Apple Pay, Google Pay, and Samsung Pay.
You can convert between currencies in your account in seconds. You’ll always get the mid-market rate, like you see on Google. If you spend in a currency you don’t hold a balance in, our smart tech automatically converts your money at the best price. So you never have to worry.
We do charge a small fee to convert money between currencies in your account. It varies from currency to currency. The easiest way to understand our fees is to visit our pricing page.
There's a small fixed fee to withdraw or send money from your TransferWise balances to a bank account of the same currency.
This is the lowest we can charge to cover costs, and we're committed to lowering the fee over time. The easiest way to understand our fees is to visit our pricing page.
TransferWise Inc. is registered with the Financial Crimes Enforcement Network (FinCEN) with money service business registration number 31000065314305. It is licensed as a money transmitter in the states listed here and supervised by regulatory authorities in each of those states.
In other US states and/or territories, money transmission services are offered by our partner financial institution Community Federal Savings Bank, which is supervised by the Office of the Comptroller of Currency.
You can see more information about security and our communication with you on our dedicated page here.
More than 5 million customers have trusted us to move their money around the world. We move more than $4 billion every month at TransferWise — and we take the safety and security of your money seriously.