Welcome to business without borders.

No more crazy bank fees and bad exchange rates. The borderless account is here.

Borderless EUR balance

What you get with a borderless account:

Instant local bank details
Beat bank fees. Get paid like a local in the UK, Eurozone, and Australia.
Multiple currencies
Hold and manage your money in 27 different currencies for future payments.
Real exchange rates
Switch between currencies and make payments at the best possible rate.
Bank-level security
Trusted by millions of people and businesses across 60+ countries.

An account built to save you money.

Old-fashioned bank accounts only work in one country and one currency. And it gets expensive when you use them across borders. A borderless account solves all of this and saves you money.

Now you can send, receive, and manage your money without crazy fees or even-crazier exchange rates. You only pay a small, fair fee when you move your money from currency to currency.

You're safe with us. Regulated by FinCEN and financial authorities. Find out more

TransferWise already helps over 1 million customers save money on every continent.

35,000+ happy reviews on Trustpilot. Customers love TransferWise.

Founded in 2011 by the people who built Skype. A truly global team that's always hiring.

"Banking across borders used to be an expensive pain in the neck until TransferWise found a better way to do it."

"Banking across borders used to be an expensive pain in the neck until TransferWise found a better way to do it."

Read article
"Unlike traditional accounts, the [Borderless account] charges no set up or monthly fees, and users can receive money for free."

"Unlike traditional accounts, the [Borderless account] charges no set up or monthly fees, and users can receive money for free."

Read article
"Similar to having a bank account in multiple countries, the new service will allow small businesses... to get paid as if they were a local company"

"Similar to having a bank account in multiple countries, the new service will allow small businesses... to get paid as if they were a local company"

Read article
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TransferWise can now help people do more than just transfer money. Borderless gives them more freedom and control.

Taavet Hinrikus and Kristo Käärmann, TransferWise founders

Read more about the mission

Bad exchange rates have no place in the world we’re building.

Banks and old-school money transfer companies often hide the true cost of currency exchange and international transfers. They do it by converting your money at an unfair exchange rate which suits them, not you.

With your borderless account, money always gets converted at the real exchange rate. You only pay a low transparent fee with no surprise charges.

No monthly fees, no receiving fees — just a small charge when you convert across currencies.

How TransferWise works.

TransferWise is built around clever peer-to-peer tech, so you always get the real ‘mid-market’ exchange rate – like you'd see on Google or XE.

More from TransferWise

Coverage.

Get local bank details.

These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.

British Pound

Get your own Account Number and Sort Code.

Euro

Get your own SWIFT/BIC and IBAN details.

Australian Dollar

Get your own BSB Code and Account Number.


Hold & manage money.

You can hold and manage money in 27 different currencies. This lets you avoid exchange rate movements and prep for future transfers.

British Pound

Australian Dollar

Bulgarian Lev

Canadian Dollar

Swiss Franc

Czech Koruna

Danish Krone

Peruvian Sol

United Arab Emirates Dirham

Kenyan Shilling

Euro

Georgian Lari

Hong Kong Dollar

Croatian Kuna

Hungarian Forint

Japanese Yen

Mexican Peso

Norwegian Krone

Israeli Shekel

US Dollar

New Zealand Dollar

Polish Zloty

Romanian Leu

Swedish Krona

Singapore Dollar

Turkish Lira

Ukrainian Hryvnia

South African Rand


Send money to 50+ countries.

You can use money in your Borderless account to send to any of the currencies on TransferWise.

United Arab Emirates Dirham

Australian Dollar

Bangladeshi Taka

Bulgarian Lev

Brazilian Real

Canadian Dollar

Swiss Franc

Chilean Peso

Chinese Yuan

Colombian Peso

Czech Koruna

Danish Krone

Euro

British Pound

Israeli Shekel

Georgian Lari

Hong Kong Dollar

Croatian Kuna

Hungarian Forint

Indonesian Rupiah

Indian Rupee

Japanese Yen

Kenyan Shilling

South Korean Won

Sri Lankan Rupee

Moroccan Dirham

Mexican Peso

Malaysian Ringgit

Norwegian Krone

New Zealand Dollar

Philippine Peso

Pakistani Rupee

Polish Zloty

Romanian Leu

Russian Ruble

Swedish Krona

Singapore Dollar

Thai Baht

Turkish Lira

Ukrainian Hryvnia

US Dollar

Vietnamese Dong

South African Rand

Peruvian Sol

First, is a borderless account available in my state?

We're releasing borderless accounts in the US state by state – if you live in one of the states listed here, click below to get started. If not, join our waitlist. We'll let you know when it's ready.

Click here to join the waitlist

Get my free account now

#borderless.

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