What is the SWIFT code for Wells Fargo?

TransferWise content team
3 minute read

You’ve probably heard the name SWIFT. But did you know it stands for “Society for Worldwide Interbank Financial Telecommunication”? Okay, probably not. But this long name carries a simple concept: it’s a network that allows financial institutions to securely send - and receive - financial information and transfers across the globe. Founded in Belgium in 1973, the SWIFT system has since expanded to being used by over 11,000 financial institutions in more than 200 countries worldwide.

Every bank, worldwide carries its own unique code, to ensure that when you send money globally it goes where you tell it to. Think of it like a zip code. Some banks call them SWIFT codes while others call them Bank Identifier Codes, or BICs. But if you want your money to land in the right spot, you need to make sure you’re using the right BIC/SWIFT Code.

What’s the SWIFT/BIC code for Wells Fargo?

The SWIFT/BIC Code for Wells Fargo is WFBIUS6S.

Whether you’re looking to make an international wire transfer to a Wells Fargo account, or you want to receive money from abroad into your own account, you’ll need to this SWIFT/BIC code, along with the information below:

Bank NameWells Fargo
SWIFT/BIC Code for Wells FargoWFBIUS6S
Wells Fargo routing number121000248
Bank address, city & state1 Montgomery Street, San Francisco, CA, 94104, USA
Beneficiary Account NumberComplete Wells Fargo bank account number of the recipient (including leading zeros)
Beneficiary NameThe name of recipient’s account as it appears on a bank statement

What’s a SWIFT/BIC Code?

The SWIFT/BIC code is like a postcode for the financial world: it’s a unique set of numbers to identify banks and other financial institutions, and guarantee that everything (ie. your hand earned cash) ends up in the right place.

Knowing the correct SWIFT/BIC code for Wells Fargo is key to directing international wire transfers to and from your Wells Fargo account.

A SWIFT code is actually a few different parts and consists of 8-11 characters:

  • AAAA - Bank Code
  • BB - Country Code
  • CC - Location Code
  • DDD - Optional Branch Code

What’s the difference between a SWIFT/BIC code, a BIC, an IBAN and a routing number?

A SWIFT/BIC code is used to identify a specific bank during an international transfer. An IBAN, however, gets even more specific and identifies an individual account for both the incoming and outgoing ends of an international transfer.

IBAN stands for International Bank Account Number, and is made up of a code that pinpoints the country of the account holder, along with their bank and their account number.

They’re used by all bank accounts within the European Union, along with a few other countries, including Norway, Switzerland, Liechtenstein and Hungary. More and more countries have begun adopting them over time.

SWIFT/BIC Codes have their own local version in the US: ABA/Routing numbers. These are only used for domestic transfers within the US, whereas SWIFT/BIC codes are mainly used for international money transfers.

Do SWIFT codes change from branch to branch?

Indeed, SWIFT codes are a bit different for different branches. You can find the correct SWIFT codes for your specific Wells Fargo branch online.

What other ways can I send or receive money to my Wells Fargo account?

The price of international SWIFT transfers can be a little steep. The good news is, there are alternatives out there.

One in particular, is TransferWise. Regular banks and money transfer services normally decide the exchange rate they offer their clients themselves. In other words, the rate Google shows won’t be the same one they’ll offer you. Transferwise, on the other hand, always offers the real mid-market rate to ensure you actually receive what your money’s worth.

And, when you use TransferWise there’ll be no intermediary banks involved in the transfer to take additional fees. TransferWise uses banks in the local banking system, eliminating the need for international intermediary banks. We’ll always show you our fee up-front, with nothing hidden. So there’ll be no nasty surprises when your money arrives.

And if you’re worried about safety, TransferWise is licensed and regulated just like any other financial institution, using up-to-date encryption to secure user information. So you can send your transfer hassle-free, safe in the knowledge that you’ll know how much you’re sending, and when it’ll get there.

TransferWise is the smart, new way to send money abroad.

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