What is the SWIFT code for Lloyds Bank (UK)

3 minute read

If you've ever sent or received money internationally, you've probably been asked for a SWIFT code to make sure the transaction goes smoothly. SWIFT codes are also known as BIC codes, short for Business Identifier Code. These show which bank, and where, you're transferring money to. They’re globally standardised to make sure transactions across borders are as safe and efficient as possible.

What’s the SWIFT code for Lloyds Bank in the UK?

If you're making an international transfer to a Lloyds Bank account, or if someone is transferring money to your UK based Lloyds Bank account, you'll be asked for a BIC/SWIFT code along with details like the bank address.

You can find everything you'll need to transfer your money safely, here:

Bank NameLloyds Bank Plc
SWIFT/BIC Code for Lloyds BankLOYDGB2L
Bank address11-15 Monument Street, London, EC3R 8EN, United Kingdom
Beneficiary Account NumberComplete Lloyds Bank bank account number of the recipient (don't forget to include leading zeros)
Beneficiary NameThe name of recipient’s account as it appears on a bank statement

What’s a SWIFT Code?

SWIFT codes are unique identifier codes used by banks and other financial institutions to make sure your money goes to the right place if you transfer it to a different account. Because international money transfers can involve banks with completely different sets of processes and rules, SWIFT codes are especially important when moving money overseas.

You'll find SWIFT codes made up of several different pieces of information, with 8 or 11 characters, and a mix of letters and numbers:


AAAA - Bank Code

BB - Country Code

CC - Location Code

DDD - Optional Branch Code

You'll need a code which will consist of 8 characters for the bank's main office, or 11 characters if you want a specific branch.

What’s the difference between a SWIFT code, a BIC, an IBAN and a routing number?

Having the right SWIFT, or BIC code is important as it makes sure that the money being transferred makes it to the right country, and the correct bank. However you'll need more information to show which account within the bank the money is going to.

For countries in the EU, Norway, Switzerland, Liechtenstein and Hungary, you'll need an IBAN to do this. The IBAN, which stands for International Bank Account Number, identifies the country the account is in, the bank, and the account number.

If you have a bank account in the United States, you might also need to know about routing numbers, which are similar to SWIFT codes. The difference is, routing numbers are only used for bank transfers within the US, whereas SWIFT codes tend to be used for international money transfers.

Do SWIFT codes change from branch to branch?

Each branch of a bank has a unique SWIFT code. Check out a branch by branch listing of SWIFT codes for Lloyds Bank here. If you can’t find your branch, though, just use the Head Office SWIFT code, and they’ll route the payment on your behalf.

What other ways can I send or receive money to my Lloyds Bank bank account?

International money transfers can be expensive, but you can save if you check the costs involved before you commit to a provider. Your home bank often doesn't offer the best deal. They’ll most likely add administration costs, which can be pretty steep. And the exchange rates used are often poor, because the bank chooses to wrap their fee in the rate, rather than being transparent about the costs.

Instead you could find a better deal with a specialist service like TransferWise. They always use the real mid-market exchange rate, with only a small transparent fee. And of course, transactions are safe, and can even be quicker than using your regular bank. That means you can relax, knowing your money is being transferred securely, and at the best possible price.

TransferWise is the smart, new way to send money abroad.

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