How to transfer money from PayPal to PayMaya (Maya) - 2023 Guide

If you’re a fan of PayPal¹ for sending and receiving payments, and also use Maya² (formerly known as PayMaya) digital wallet, you might be wondering how to transfer money from PayPal to PayMaya.

If someone has sent you a payment to PayPal but you’d rather have the balance added to PayMaya, you’ll need to link your Maya physical or virtual card and initiate a PayPal to Maya balance transfer. This guide walks through how to get started - plus we’ll cover the PayPal to PayMaya transfer fee and take a quick look at an alternative way to send international payments to the Philippines, with Wise.

How to send money from PayPal to PayMaya (Maya)

To send money from PayPal to Maya you’ll need to first link your PayPal account and your PayMaya card. Once you’ve done that it’s easy to move money from PayPal to PayMaya in just a few taps.

You can either use a physical Maya card to link to PayPal, or you can instantly get a Maya virtual card and use that instead. You can order a physical card in the Maya app, and as long as you’ve got a verified Maya account and a balance of at least 100 PHP you can also generate a virtual card for instant use³.

Here’s a quick look at how to link PayPal to Maya, and how to move your money from PayPal to Maya.

How to link PayPal to PayMaya card

You can link up to 4 cards to an unverified PayPal Philippines account, or up to 24 cards if your account has been verified. Here’s a step by step guide to help you with the process⁴:

Step 1: Log into PayPal online or in the PayPal app, and go to Wallet

Make sure you have your Maya card to hand when you decide to link it. You’ll need it in just a moment.

Step 2: Tap Link a debit or credit card

If you’re using the PayPal app you’ll need to tap the + symbol next to Banks and Cards first.

Step 3: Enter your PayMaya card details

If you’re using the PayPal desktop site you’ll have to enter your card details manually. In the PayPal app you can simply use your phone’s camera to scan the card to pre-populate the details.

Step 4: Confirm your Maya card if prompted to do so

You may find you’re taken to a Confirm card button⁵. In this case you’ll be prompted to check and confirm your card details. Once you’ve done this, PayPal will make a small charge to your card, which will appear in your online statement alongside a code. Use the code to confirm your card by entering it into PayPal when prompted. The small charge is then returned to your account within 30 days.

How to transfer PayPal to PayMaya - step by step

Once your physical or virtual Maya card is linked to PayPal you can make a withdrawal from PayPal to Maya. Here’s what you need to do⁶:

Step 1: Log into PayPal online or in the app

When you’re ready to withdraw a balance from PayPal to Maya you can do so either online or in the PayPal app.

Step 2: Select Transfer Money

You’ll first need to tap your PayPal balance if you’re in the app, to see the option to transfer money.

Step 3: Select a transfer to Maya

You’ll see the linked accounts and cards you’re able to transfer to, and can select Maya. A deposit to Maya can take 4 days. If your money has not arrived after that time, contact your bank to ask for more information.

Step 4: Enter the withdrawal amount and confirm

Check everything over, confirm the amount and where you want to withdraw to.

Transfer fees sending PayPal to PayMaya (Maya)

There are a couple of costs you might run into when you make a transfer from PayPal to Maya. Firstly, there’s a fee for a PayPal withdrawal to Maya. That’s set at 250 PHP per withdrawal.

The other important cost to remember is currency conversion. If your balance in PayPal is not in PHP you’ll need to convert it to pesos before you can activate the withdrawal to Maya. This means paying the PayPal currency conversion fee which is 3% or 4% depending on exactly how you make the exchange. This can mean you end up with less in your account in PHP than you expected.

Here’s a summary of the transfer fees for sending PayPal to PayMaya:

PayPal withdrawal type	PayPal Philippines withdrawal fee
Withdraw to Maya	250 PHP - minimum withdrawal amount 500 PHP If currency conversion is required, additional fees may apply6
Currency conversion	3% - 4% fee depending on how conversion is applied7

Receive money from abroad to the Philippines with low fees and the mid-market exchange rate with Wise

If you’re getting paid in a foreign currency, consider using Wise to receive your PHP payment.

Ask the person sending you money to take a look at Wise, as an easy way to send payments to the Philippines for deposit to banks and ewallets like PayMaya. Wise offers currency conversion which uses the mid-market exchange rate, and low, transparent fees from just 0.43%⁸. Many payments arrive instantly - and 90% get to the recipient in under 24 hours⁹. That means there’s no waiting around to get your money.

By getting lower fees and the mid-market exchange rate, your sender may need to pay less - and you could end up with more pesos in your Maya account in the end, too.

How to transfer money from PayPal to PayMaya without a card?

To transfer money from PayPal to Maya you’ll need a Maya card, but you don’t have to get the physical Maya card to get started. Instead, you can generate a Maya virtual card and use these details to link to PayPal. This will enable you to withdraw your balance from PayPal to Maya easily.

Use this guide to set up your PayPal to Maya withdrawal, and don’t forget to check out Wise as well, as a cheap and secure way to receive money in the Philippines, to your bank account or your favorite ewallet.

Send money to the Philippines with Wise

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Sources:

1. PayPal
2. Maya
3. PayMaya - virtual card
4. PayPal Help - link a debit card
5. PayPal Help - confirm a debit card
6. PayPal - withdrawals to Maya
7. PayPal fees
8. Pricing/fees: Please see Terms of Use for your region or visit Wise Fees & Pricing for the most up to date pricing and fee information
9. Speed: The speed of transaction claim depends on funds availability, approval by Wise's proprietary verification system and systems availability of our partners' banking system, and may not be available for all transactions