International money transfers

Join over 16 million people who choose Wise for fast and secure online money transfers. Save up to 11x when sending money abroad

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Find out how much it costs to send money abroad

Sending 1,000.00 NZD withRecipient gets(Total after fees)Transfer feeExchange rate(1 NZD USD)
WiseCheapest600.83 USDSave up to 21.49 USD5.16 NZD0.603950Mid-market rate
Xe599.06 USD-1.77 USD0.00 NZD0.599064
ANZ593.89 USD-6.94 USD0.00 NZD0.593893
BNZ592.46 USD-8.37 USD0.00 NZD0.592465
ASB591.82 USD-9.01 USD5.00 NZD0.594798
Remitly589.43 USD-11.40 USD3.99 NZD0.591792
OFX587.76 USD-13.07 USD12.00 NZD0.594899
PayPal579.34 USD-21.49 USD6.99 NZD0.583416
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Send money abroad from New Zealand in 3 easy steps

How to send money abroad from New Zealand

How to send money abroad from New Zealand

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to send money abroad?

Pay a small, flat fee and percentage

To send money in NZD to USD, you pay a small, flat fee of 0.38 NZD + 0.48% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
0.38 NZD
Variable feeup to 209,844 NZD/month
0.48%
Variable feemore than 209,844 NZD/month

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

NZD
USD

Should arrive

by Wednesday

How to transfer money from New Zealand

Best ways to send money internationally

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money abroad with the most international app

Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Let's answer some of your questions