Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

The more you send, the more you save

Many banks add 3% or more in hidden fees to the exchange rate — and it quickly adds up on large transfers. Worst of all, this fee is hard to spot unless you know to look.

With TransferWise, the price you see is the price you pay. No hidden fees. We lower our percentage fee on large transfers too — so the more you send, the more you save.

Safeguarded at leading banks.

We keep your money with leading financial institutions like JP Morgan Chase, Deutsche Bank, and Barclays.



Extra secure transactions.

We use two factor authentication to protect your account. That means only you can get to your money.

How long will a money transfer take?

Sending money from Sending money to Payment method Should arrive by
NZD ZAR Bank Transfer
NZD EUR Bank Transfer
NZD ARS Bank Transfer
NZD AUD Bank Transfer
NZD BDT Bank Transfer
NZD XOF Bank Transfer
NZD BRL Bank Transfer
NZD USD Bank Transfer
NZD BGN Bank Transfer
NZD CAD Bank Transfer
NZD CLP Bank Transfer
NZD COP Bank Transfer
NZD CRC Bank Transfer
NZD HRK Bank Transfer
NZD CZK Bank Transfer
NZD DKK Bank Transfer
NZD AED Bank Transfer
NZD EGP Bank Transfer
NZD GBP Bank Transfer
NZD GEL Bank Transfer
NZD GHS Bank Transfer
NZD HKD Bank Transfer
NZD HUF Bank Transfer
NZD INR Bank Transfer
NZD IDR Bank Transfer
NZD ILS Bank Transfer
NZD JPY Bank Transfer
NZD KES Bank Transfer
NZD CHF Bank Transfer
NZD MYR Bank Transfer
NZD MXN Bank Transfer
NZD MAD Bank Transfer
NZD NPR Bank Transfer
NZD NGN Bank Transfer
NZD NOK Bank Transfer
NZD PKR Bank Transfer
NZD PEN Bank Transfer
NZD PHP Bank Transfer
NZD PLN Bank Transfer
NZD RON Bank Transfer
NZD RUB Bank Transfer
NZD SGD Bank Transfer
NZD KRW Bank Transfer
NZD LKR Bank Transfer
NZD SEK Bank Transfer
NZD TZS Bank Transfer
NZD THB Bank Transfer
NZD TRY Bank Transfer
NZD UGX Bank Transfer
NZD UAH Bank Transfer
NZD UYU Bank Transfer
NZD VND Bank Transfer

How to send money abroad instantly?

Use our calculator to get an estimate for your transfer.

Use our calculator to get an estimate for your transfer.

If your estimation says "should arrive in seconds" — your transfer will be instant.

Choose the fastest payment option.

Choose the fastest payment option.

For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

Complete the transfer.

Complete the transfer.

Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 21% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

We have a 4.6 out of 5 rating on Trustpilot

It's your money. You can trust us to get it where it needs to be, but don't take our word for it. Read our reviews at

The absolut best way to transfer money from Germany to Canada. Its simply and the fees are very low.
Published 3 hours ago

It's super easy and fast to send the money with good exchange rates and minimal service charges. I am sure their might be some technical difficulties ...
Published 4 hours ago

Seamless transfers & I get save a bundle in Bank Transfer fees ie. ripoffs.
Published 5 hours ago
Reviews from:

Fast money transfers are easy

TransferWise makes transferring money fast, and sometimes — instant. We believe that:

  1. You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
  2. You should always know where your money is. So keep track of your money by using our in-app Money tracker.
  3. All transfers should be instant — we’re on a mission to bring you just that.

Save money and time on international money transfers

Join over 8 million users enjoying fast, low-cost, and secure online money transfers.

Send money now


Currency routes — sometimes it’s quicker to send from one particular currency to another. Payment method — compare methods and choose the one that gets your money to its destination fastest. Extra checks — some routes and larger transfers might need to double checked just to be sure
You can always check the status of the transfer from your Activity feed. Log in to TransferWise. Click on Activity. Find the transfer, and click View transfer details
Transfers can take longer when: You used a slower payment method (eg. bank transfer) - while it costs you less, banks can take 1-2 business days to send us the funds. You sent the money just before weekends and bank holidays - unfortunately banking hours are beyond our control, and can slow down the transfer.
If you want to send money faster; Review and confirm the recipient details are correct. Choose a faster payment method (eg. card payment). Make sure your account is verified. Please note, if you set up payments close to the weekend, money may not reach the recipient until the next working day.