Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

How to send money abroad instantly?

Use our calculator to get an estimate for your transfer.
1

Use our calculator to get an estimate for your transfer.

If your estimation says "should arrive in seconds" — your transfer will be instant.

Choose the fastest payment option.
2

Choose the fastest payment option.

For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

Complete the transfer.
3

Complete the transfer.

Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

How long will an international money transfer take?

Sending money from Sending money to Payment method Should arrive by
NZD ZAR Debit Card
NZD EUR Debit Card
NZD ARS Debit Card
NZD AUD Debit Card
NZD BDT Debit Card
NZD XOF Debit Card
NZD BRL Debit Card
NZD USD Debit Card
NZD BGN Debit Card
NZD CAD Debit Card
NZD CLP Debit Card
NZD CRC Debit Card
NZD HRK Debit Card
NZD CZK Debit Card
NZD DKK Debit Card
NZD AED Debit Card
NZD EGP Debit Card
NZD GBP Debit Card
NZD GEL Debit Card
NZD GHS Debit Card
NZD HKD Debit Card
NZD HUF Debit Card
NZD INR Debit Card
NZD IDR Debit Card
NZD ILS Debit Card
NZD JPY Debit Card
NZD KES Debit Card
NZD CHF Debit Card
NZD MYR Debit Card
NZD MXN Debit Card
NZD MAD Debit Card
NZD NPR Debit Card
NZD NGN Debit Card
NZD NOK Debit Card
NZD PKR Debit Card
NZD PEN Debit Card
NZD PHP Debit Card
NZD PLN Debit Card
NZD RON Debit Card
NZD RUB Debit Card
NZD SGD Debit Card
NZD KRW Debit Card
NZD LKR Debit Card
NZD SEK Debit Card
NZD TZS Debit Card
NZD THB Debit Card
NZD TRY Debit Card
NZD UGX Debit Card
NZD UAH Debit Card
NZD UYU Debit Card
NZD VND Debit Card

Save money and time on international money transfers

Join over 6 million users enjoying fast, low-cost, and secure online money transfers.

Send money now

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 21% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

We have a 9.1 out of 10 rating on Trustpilot

It's your money. You can trust us to get it where it needs to be, but don't take our word for it. Read our reviews at Trustpilot.com

It’s nice and convenient payment gateway..!
Shama Afzal
Published 4 hours ago

I’ve used it a few times to move money and it’s been done fast and securely. Saved a large amount I would have otherwise lost to currency exchange fee...
Chris
Published 5 hours ago

Fantastic rate and speed
PF
Published 6 hours ago
Reviews from:

Fast money transfers are easy

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Save money and time on international money transfers

Join over 6 million users enjoying fast, low-cost, and secure online money transfers.

Send money now

FAQs

Currency routes — sometimes it’s quicker to send from one particular curr ency to another. Payment method — compare methods and choose the one that gets your money to its destination fastest. Extra checks — some routes and larger transfers might need to double checked just to be sure
You can always check the status of the transfer from your Activity feed. Log in to TransferWise. Click on Activity. Find the transfer, and click View transfer details
Transfers can take longer when: You used a slower payment method (eg. bank transfer) - while it costs you less, banks can take 1-2 business days to send us the funds. You sent the money just before weekends and bank holidays - unfortunately banking hours are beyond our control, and can slow down the transfer.
If you want to send money faster; Review and confirm the recipient details are correct. Choose a faster payment method (eg. card payment). Make sure your profile is verified. Please note, if you set up payments close to the weekend, money may not reach the recipient until the next working day.