MBGHGHACTMA
UNIVERSAL MERCHANT BANK LTD BIC / Swift code details
UNIVERSAL MERCHANT BANK LTD, , TEMA, Ghana
Use Wise for cheaper international bank transfers
Wise is cheaper and faster than most banks – and creating an account only takes a few seconds.
So what do these letters and numbers mean?
A SWIFT code — sometimes also called a SWIFT number — is a standard format for Business Identifier Codes (BIC). Banks and financial institutions use them to identify themselves globally. It says who and where they are — a sort of international bank code or ID.
These codes are used when transferring money between banks, particularly for international money transfers or SEPA payments. Banks also use these codes to exchange messages between each other.
UNIVERSAL MERCHANT BANK LTD
| SWIFT code | MBGHGHACTMA |
|---|---|
| Swift code (8 characters) | MBGHGHAC |
| Branch name | UNIVERSAL MERCHANT BANK LTD |
| Branch address | No branch address |
| Branch code | TMA |
| Bank name | UNIVERSAL MERCHANT BANK LTD |
| City | TEMA |
| Country | Ghana |
UNIVERSAL MERCHANT BANK LTD SWIFT Code Details
A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch.
- Bank code A-Z4 letters representing the bank. It usually looks like a shortened version of that bank's name.
- Country code A-Z2 letters representing the country the bank is in.
- Location code 0-9 A-Z2 characters made up of letters or numbers. It says where that bank's head office is.
- Branch Code 0-9 A-Z3 digits specifying a particular branch. 'XXX' represents the bank’s head office.
Always confirm the details with your recipient
When sending or receiving money, always check the SWIFT code with your recipient or bank.
If you think you've used the wrong SWIFT code to send money, you should get in contact with your bank right away. They may be able to cancel the transaction. If it's too late to cancel, you might have to contact the recipient yourself and request that they return your money.
I use Wise to send money to my family in India.Mathu, London, UK
We have a 4.3 out of 5 rating on Trustpilot
It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com
Easy to transfer, user orientated and user friendly! Thanks!
D. Aichele
Published 23 minutes ago
Little fees, very fast, all good for Euros, CHF and dollars
GUILLAUME B
Published 24 minutes ago
It’s a very easy website to use. Your money is with you in seconds. I’ve never had any problems using the app and would recommend Wise to all.
Pauline
Published 49 minutes ago
Your questions, answered
Disclaimer
Wise has not carried out any enquiries on the legal standing of any of the banks and financial institutions listed.
Wise does not take responsibility or have any liability to you or anyone for any risks that may be associated with these banks or financial institutions or the jurisdictions they operate in, nor any transactions that you or any other person may undertake with these organisations. Wise may not provide services in the jurisdiction in question. For a list of our supported countries, please see here.