Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

The more you send, the more you save

Many banks add 3% or more in hidden fees to the exchange rate — and it quickly adds up on large transfers. Worst of all, this fee is hard to spot unless you know to look.

With TransferWise, the price you see is the price you pay. No hidden fees. We lower our percentage fee on large transfers too — so the more you send, the more you save.

8 million customers

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FCA regulated

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Global support

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Safeguarded at leading banks.

We keep your money with leading financial institutions like JP Morgan Chase, Deutsche Bank, and Barclays.

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Extra secure transactions.

We use two factor authentication to protect your account. That means only you can get to your money.

How long will a money transfer take?

Sending money from Sending money to Payment method Should arrive by
GBP ZAR Bank Transfer by August 16th
GBP EUR Bank Transfer by August 14th
GBP ARS Bank Transfer by August 14th
GBP AUD Bank Transfer by August 14th
GBP BDT Bank Transfer by August 16th
GBP XOF Bank Transfer by August 17th
GBP BRL Bank Transfer by August 14th
GBP USD Bank Transfer by August 17th
GBP BGN Bank Transfer in 4 hours
GBP CAD Bank Transfer by August 14th
GBP CLP Bank Transfer by August 17th
GBP CNY Bank Transfer in seconds
GBP COP Bank Transfer in 2 hours
GBP CRC Bank Transfer by August 18th
GBP HRK Bank Transfer by August 14th
GBP CZK Bank Transfer by August 17th
GBP DKK Bank Transfer in 5 hours
GBP AED Bank Transfer by August 16th
GBP EGP Bank Transfer by August 16th
GBP GEL Bank Transfer by August 14th
GBP GHS Bank Transfer in 1 hour
GBP HKD Bank Transfer in seconds
GBP HUF Bank Transfer by August 14th
GBP INR Bank Transfer in seconds
GBP IDR Bank Transfer by August 18th
GBP ILS Bank Transfer by August 17th
GBP JPY Bank Transfer by August 17th
GBP KES Bank Transfer in 1 hour
GBP CHF Bank Transfer by August 14th
GBP MYR Bank Transfer by August 17th
GBP MXN Bank Transfer by August 15th
GBP MAD Bank Transfer by August 24th
GBP NPR Bank Transfer by August 17th
GBP NZD Bank Transfer by August 14th
GBP NGN Bank Transfer in 1 hour
GBP NOK Bank Transfer in 3 hours
GBP PKR Bank Transfer in seconds
GBP PEN Bank Transfer by August 14th
GBP PHP Bank Transfer by August 17th
GBP PLN Bank Transfer by August 14th
GBP RON Bank Transfer in 6 hours
GBP RUB Bank Transfer by August 17th
GBP SGD Bank Transfer in seconds
GBP KRW Bank Transfer in 1 hour
GBP LKR Bank Transfer in seconds
GBP SEK Bank Transfer by August 17th
GBP TZS Bank Transfer by August 17th
GBP THB Bank Transfer by August 17th
GBP TRY Bank Transfer in 6 hours
GBP UGX Bank Transfer by August 17th
GBP UAH Bank Transfer by August 14th
GBP UYU Bank Transfer by August 19th
GBP VND Bank Transfer in 1 hour

How to send money abroad instantly?

Use our calculator to get an estimate for your transfer.
1

Use our calculator to get an estimate for your transfer.

If your estimation says "should arrive in seconds" — your transfer will be instant.

Choose the fastest payment option.
2

Choose the fastest payment option.

For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

Complete the transfer.
3

Complete the transfer.

Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

Create free account now

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 21% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

We have a 4.6 out of 5 rating on Trustpilot

It's your money. You can trust us to get it where it needs to be, but don't take our word for it. Read our reviews at Trustpilot.com

Quick and easy and trustworthy have used for a while now and will continue to use for further transactions. The rate is always better than other comp...
Chrystine Macphail
Published 19 hours ago

I regularly use Transferwise to transfer money within Europe. I have always received an excellent, reliable and fast service every time. Highly recomm...
David Anthony
Published 20 hours ago

I have used TransferWise for personal and corporate purposes for more than 1 year and never had a single problem receiving deposits and making payment...
User In Georgia
Published 20 hours ago
Reviews from:

Fast money transfers are easy

TransferWise makes transferring money fast, and sometimes — instant. We believe that:

  1. You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
  2. You should always know where your money is. So keep track of your money by using our in-app Money tracker.
  3. All transfers should be instant — we’re on a mission to bring you just that.

Save money and time on international money transfers

Join over 8 million users enjoying fast, low-cost, and secure online money transfers.

Send money now

FAQs

Currency routes — sometimes it’s quicker to send from one particular currency to another. Payment method — compare methods and choose the one that gets your money to its destination fastest. Extra checks — some routes and larger transfers might need to double checked just to be sure
You can always check the status of the transfer from your Activity feed. Log in to TransferWise. Click on Activity. Find the transfer, and click View transfer details
Transfers can take longer when: You used a slower payment method (eg. bank transfer) - while it costs you less, banks can take 1-2 business days to send us the funds. You sent the money just before weekends and bank holidays - unfortunately banking hours are beyond our control, and can slow down the transfer.
If you want to send money faster; Review and confirm the recipient details are correct. Choose a faster payment method (eg. card payment). Make sure your account is verified. Please note, if you set up payments close to the weekend, money may not reach the recipient until the next working day.