Borderless account pricing
Everything you need to know about our borderless account pricing. Say bye bye to crazy bank fees for good.
The real exchange rate, always.
We never, ever inflate the exchange rate.
With the borderless account, you only pay a small fee to convert currencies — either in your account or when paying with your card in a currency you don't have in your account.
It's free to get a borderless account and debit card. It's also free to get your bank details, hold multiple currencies and get paid from over 30 countries.
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Account pricing | |
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Create your account | Free |
Wise debit Mastercard® | Free |
Hold 50+ currency balances | Free |
Get a UK account number and sort code | Free |
Get a U.S. account and routing number | Free |
Get a European IBAN | Free |
Get an Australian account and BSB number | Free |
Convert currencies | 0.35%-2% |
Fixed fee to send money (varies by currency) | 65p |
Receive money in EUR, GBP, AUD, NZD, RON, HUF & SGD | Free |
Add money to your account | 0%-0.2% |
Spend in any currency, anywhere.
You can spend on your Wise debit card in any currency, with the real exchange rate guaranteed.
Card pricing | |
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Wise debit Mastercard® | Free |
Spend in currencies in your account | Free |
Convert a currency using your card | 0.35%-2% |
ATM withdrawals up to £200 / 30 days | Free |
ATM withdrawals over £200 / 30 days | 2% |
Spend in rare currencies | Mastercard rate |