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Borderless account pricing

Everything you need to know about our borderless account pricing. Say bye bye to crazy bank fees for good.

The real exchange rate, always.

We never, ever inflate the exchange rate.

With the borderless account, you only pay a small fee to convert currencies — either in your account or when paying with your card in a currency you don't have in your account.

It's free to get a borderless account and debit card. It's also free to get your bank details, hold multiple currencies and get paid from over 30 countries.

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Account pricing
Create your accountFree
Wise debit Mastercard®Free
Hold 50+ currency balancesFree
Get a UK account number and sort codeFree
Get a U.S. account and routing numberFree
Get a European IBANFree
Get an Australian account and BSB numberFree
Convert currencies

0.35%-2%

Fixed fee to send money (varies by currency)

65p

Receive money in EUR, GBP, AUD, NZD, RON, HUF & SGDFree
Add money to your account

0%-0.2%

Spend in any currency, anywhere.

You can spend on your Wise debit card in any currency, with the real exchange rate guaranteed.

Card pricing
Wise debit Mastercard®Free
Spend in currencies in your accountFree
Convert a currency using your card

0.35%-2%

ATM withdrawals up to £200 / 30 daysFree
ATM withdrawals over £200 / 30 days

2%

Spend in rare currencies

Mastercard rate

For expats like me this is a total game-changer

Sophie, British living in Sydney

Bye bye bank fees, hello world.

Bye bye bank fees, hello world

Go to your account