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Stop overpaying banks and PayPal to send or receive money internationally.

Wise is the cheaper, easier way to get it done.

Click below, enter an amount up to $250, and we'll waive the fee on your first transfer. See offer details here.

Get your first transfer for free

How to get international account details.

How we save Daily Pnut readers money.

How you know your money is safe.

Who we are and how we got started.

"It's actually like fairies and unicorns are moving my money," said one of our 3 million customers.

Wise is stopping people from getting tricked into paying high fees on international payments. It's cheap, safe, and fast, and already making a lot of people happy. Over 2 million dollars saved a day happy.

Another magical thing is that the more people that use Wise, the more we can drop our fees (which are already a fraction of what a typical bank charges) and maybe one day make them disappear. That's why we reward anyone who signs up their friends.

Check out what we've built for international businesses and freelancers.

"It's actually like fairies and unicorns are moving my money," said one of our 3 million customers.

New for freelancers, businesses, and anyone who needs an international bank account.

The Wise borderless account lets you hold over 40 currencies, convert between them using the real exchange rate, and pay nothing to get paid in pounds, euros, Australian dollars, and US dollars.

And coming soon – The Wise debit Mastercard! Spend around the world with low conversion fees and no foreign transaction fees. Join the waitlist.

New for freelancers, businesses, and anyone who needs an international bank account.

Don't get $CR€W€D. Do business with the real exchange rate.

We've built multiple ways for freelancers and businesses to avoid getting overcharged when they send or receive international payments.

Don't get $CR€W€D. Do business with the real exchange rate.

Have you ever wished that apps like Venmo did international payments?

Our founders Taavet and Kristo, who had to send a lot of money abroad themselves, figured out a way to do it without overpaying in fees.

And now, with the Wise borderless account, friends can pay each other across over 40 currencies with the same ease (and emojis) as apps like Venmo.

Test us out with a free transfer now.

Have you ever wished that apps like Venmo did international payments?
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Another key to their success - Wise has shifted more than £3bn of customers' money since 2011 - is the simplicity of design

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Wise takes a machete to the hefty fees that banks levy to send money across borders.

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More important, it saves customers on the hidden costs of currency transactions by using the mid-market rate.

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Terms and conditions

The test transfer is free up to $250 and is only valid for first-time users. Whether or not the amount you send will be free depends on how much you send and which currencies you send between. To check before you send, see our full pricing details at wise.com/pricing.

You can see our official licenses, and other regulatory information, here.

Get your free transfer