A multi-currency account for travellers, expats and freelancers.

Spend in any currency, receive money for free and send money around the world with your own foreign currency account — at the real exchange rate.

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multi-currency account

What is the TransferWise foreign currency account?

Send money around the world, and avoid the unfair exchange rates set by banks. With TransferWise, you’ll always get a great deal.

Get paid with your own bank details. Anyone can use them to pay you like a local. You can hold more than 50 currencies at once, and convert between them in seconds.

Join millions who get a great exchange rate, and the low fees we’re known for.

Open multi-currency account for free

Get paid from around the world.

With your foreign currency account you get instant international bank details to receive money from around the world with zero fees. That means you'll get:

  • British account number and sort code
  • European IBAN
  • US account number and routing number
  • Australian account number and BSB code
  • New Zealand account number
  • Polish account number

These are your personal details to get paid from the UK, the US, Australia, New Zealand, and any country in the Eurozone, and no-one pays any fees.

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TransferWise account explained in 80 seconds.

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Calling all freelancers! Get paid with no fees.

Invoice your clients in their currency and receive money with no fees.

Get UK, Eurozone, Australian, New Zealand, and US bank details for free in minutes – without a local address. Use them to invoices client or withdraw money from platforms like UpWork and Freelancer.com.

Learn about TransferWise for Business | Get an account

It's free to open your multi-currency account.

Get your foreign currency account now for free.

And with your bank details for holding multiple currencies at once, it’s easy to get paid from all over the world. You'll never pay any fees for receiving money.

Try our pricing calculator

Account pricing
Create your account Free
Hold 50+ currency balances Free
Get paid in EUR, USD, GBP, AUD & NZD Free
Convert currencies

Low and transparent fees

Get your free multi-currency account quickly and easily online.

Just complete your profile and upload your ID documents to verify your account for security. Then start sending and receiving money around the world.

 

I use it to pay my son’s tuition fees, my mortgage and spending abroad.

Gavin, father & business-owner

Get your TransferWise account

Coverage.

Get local bank details.

These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.

British Pound

Get your own Account Number and Sort Code.

Euro

Get your own SWIFT/BIC and IBAN details.

US Dollar

Get your own Routing (ABA) and Account Number.

Australian Dollar

Get your own BSB Code and Account Number.

New Zealand Dollar

Get your own Account Number.


Hold & manage money.

You can hold and manage money in more than 50 currencies. This lets you avoid exchange rate movements and prep for future transfers.

British Pound

Australian Dollar

United Arab Emirates Dirham

Argentine Peso

Bangladeshi Taka

Bulgarian Lev

Botswana Pula

Swiss Franc

Chilean Peso

Chinese Yuan

Costa Rican Colón

Czech Koruna

Danish Krone

Egyptian Pound

Georgian Lari

Ghanaian Cedi

Hong Kong Dollar

Croatian Kuna

Euro

Canadian Dollar

Hungarian Forint

Indonesian Rupiah

Israeli Shekel

Indian Rupee

Japanese Yen

Kenyan Shilling

South Korean Won

Sri Lankan Rupee

Moroccan Dirham

Mexican Peso

Malaysian Ringgit

Nigerian Naira

Norwegian Krone

Nepalese Rupee

Peruvian Sol

Philippine Peso

New Zealand Dollar

US Dollar

Polish Zloty

Pakistani Rupee

Romanian Leu

Russian Ruble

Swedish Krona

Singapore Dollar

Thai Baht

Turkish Lira

Tanzanian Shilling

Ukrainian Hryvnia

Ugandan Shilling

Uruguayan Peso

Vietnamese Dong

West African CFA Franc

South African Rand

Zambian kwacha


Send money to 80+ countries.

You can use money in your multi-currency account to send to any of the currencies on TransferWise.

United Arab Emirates Dirham

Argentine Peso

Australian Dollar

Bangladeshi Taka

Bulgarian Lev

Brazilian Real

Botswana Pula

Canadian Dollar

Swiss Franc

Chilean Peso

Chinese Yuan

Costa Rican Colón

Czech Koruna

Danish Krone

Egyptian Pound

Euro

British Pound

Georgian Lari

Ghanaian Cedi

Hong Kong Dollar

Croatian Kuna

Hungarian Forint

Indonesian Rupiah

Israeli Shekel

Indian Rupee

Japanese Yen

Kenyan Shilling

South Korean Won

Sri Lankan Rupee

Moroccan Dirham

Mexican Peso

Malaysian Ringgit

Norwegian Krone

Nigerian Naira

Nepalese Rupee

New Zealand Dollar

Peruvian Sol

Philippine Peso

Pakistani Rupee

Polish Zloty

Romanian Leu

Russian Ruble

Swedish Krona

Singapore Dollar

Thai Baht

Turkish Lira

Tanzanian Shilling

Ukrainian Hryvnia

Ugandan Shilling

Uruguayan Peso

US Dollar

Vietnamese Dong

West African CFA Franc

South African Rand

Zambian kwacha

FAQs

It's free to set up your TransferWise account.

It's free to get your international bank details and free to receive money using those bank details.

There's a cheap, transparent fee to convert between currencies. You'll always see this upfront, so there's no nasty surprises.

Click here to learn more about pricing

There's a cheap, upfront fee to convert currencies in your account. It depends on the currencies you're converting. Click here to go to our pricing page

You'll always see these fees upfront, so there are no nasty surprises. And you're guaranteed the mid-market exchange rate – like the one you see on Google.

Click here to learn more about pricing

Adding money to your balances is the same as making a transfer.

Choose how you’d like to pay, and we’ll tell you how much it costsーand when the money will arrive.

It's free to send money from one TransferWise account to another. And there's a small fixed fee to send money from your TransferWise account to a bank account.

Click here to learn more about pricing

All the money in your account is securely stored in TransferWise's bank accounts. If the address on your TransferWise profile is in the Canada, your money's stored in TransferWise's Canadian bank accounts.

TransferWise Canada Inc. is regulated in Canada by the Authorité des Marchés Financiers (AMF) with license number 902804, and is licensed as a Money Service Business (MSB). We are also registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) with registration number M15193392.

You can see more information about security and our communication with you on our dedicated page here.

More than four million customers have trusted us to move their money around the world. We move more than $2 billion every month at TransferWise – and we take the safety and security of your money seriously.

Welcome to money without borders.

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