Open an international business account in minutes.

A business account to send and receive multiple currencies with the real exchange rate. Do business without borders.

TransferWise for Business - customers and balances shown on screen

Pay invoices and people abroad

Receive money with low fees

Automate work with our API

Integrate seamlessly with Xero

TransferWise works for everyone.

Freelancers, entrepreneurs, and sole traders

Freelancers, entrepreneurs, and sole traders

Get an alternative to a business bank account. Invoice like a local, avoid fees on Stripe, and spend on a debit card.

Learn more →

Small- to medium-sized businesses

Small- to medium-sized businesses

Open a self-service business account online to send and receive multiple currencies, and make batch payments.

See how it works →

Large or enterprise level businesses

Large or enterprise level businesses

If your international payment volume is $200K+ a month, contact us about our API. Let's find a solution to help you scale.

Contact us →

International payments, 19x cheaper.

Pay invoices, buy inventory, and handle payroll with the real exchange rate in over 50 currencies — for way cheaper than PayPal.

Send money directly from your own debit card or bank, or make payments from your business account balance. Your recipient doesn't need a TransferWise account to receive their money.

Send money today →

Receive money with zero or low fees.

Get your own UK, Eurozone, Australian, New Zealand, and US bank details for a small, one-time setup fee — without a local address. Use them to get paid or withdraw money from platforms like Amazon.

Hold that money in your account for future payments or move it to your bank.

Get started →

The features your business loves.

Xero integration
Connect with Xero and your favourite accounting tools.
Connect now →
Batch payments
Make multiple payments in one go with ease.
Learn more →
Open API
Automate payments and workflows with our API.
Explore our docs →
Monthly statements
Download statements for every balance you hold.
Get started today →

The real exchange rate, always.

There’s a small fee to convert currencies in your account and no hidden fees in the rate we offer you.

Account pricing
Create your account Free
Fixed fee to send money (varies by currency)


Hold 50+ currency balances Free
Get bank details to receive currencies

C$42 (one-time fee)

Receive money in EUR, USD, GBP, PLN, AUD, NZD, SGD, HUF & RON

Free for some currencies

Add money to your account

See price checker

Convert currencies

See price checker

Always check your account for the latest pricing update.

By the people who made Skype

Richard Branson is a key investor

6 million customers globally

Regulated like a bank

A powerful open API.

Businesses big and small can access our open API to automate payments, connect business tools, and create beautiful ways to manage finances.

Explore our docs →

Coverage around the world.

You can send money to 70+ countries and hold 50+ currencies.

You can also get your own Eurozone, US, Australia, New Zealand, and UK bank details to get paid like a local.

See what currencies we cover →


It's free to set up your TransferWise for Business account.

There's a cheap, transparent fee to convert between currencies — either in your account or if you spend on your TransferWise Business Mastercard® in a currency you don't have in your account.

If you want to get international bank details, there's a one-time C$42 fee (or equivalent).

When you convert money in your account it's always with the real exchange rate, and you always see our low, transparent fee up front so there's never any surprises. And if you spend on your Business Mastercard in a currency you don't have, it autoconverts the balance with the lowest fee, so you never have to worry.

There's a small fixed fee of to withdraw funds from your TransferWise for Business account to another account in the same currency.

This is the lowest we can charge to cover costs, and we're committed to getting the fee down over time.

Learn more about our pricing →

We use the real exchange rate plus a small conversion fee when you convert a balance in your account to a different currency.

A full list of our currencies and pricing is available here →

No. When you send money with TransferWise for Business it goes directly into your recipient's bank account.

Business without borders.

Open a free business account online in minutes.

Create your account