A multi-currency account for travellers, expats and freelancers.
Spend in any currency, receive money for free and send money around the world with your own foreign currency account — at the real exchange rate.
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What is the TransferWise foreign currency account?
Send money around the world, and avoid the unfair exchange rates set by banks. With TransferWise, you’ll always get a great deal.
Get paid with your own bank details. Anyone can use them to pay you like a local. You can hold more than 50 currencies at once, and convert between them in seconds.
Join millions who get a great exchange rate, and the low fees we’re known for.
Get paid from around the world.
With your multi-currency account you get instant international bank details to receive money from around the world with zero fees. That means you'll get, among others:
- British account number and sort code
- European IBAN
- US account number and routing number
- Australian account number and BSB code
- New Zealand account number
- Polish account number
These are your personal details to get paid like a local, and no-one pays any fees.
Calling all freelancers! Get paid with no fees.
Invoice your clients in their currency and receive money with no fees.
Get your local bank details for free in minutes – without a local address. Use them to invoices client or withdraw money from platforms like UpWork and Freelancer.com.
It's free to open your multi-currency account.
Get your foreign currency account now for free.
And with your bank details for holding multiple currencies at once, it’s easy to get paid from all over the world. You'll never pay any fees for receiving money.
| Account pricing | |
|---|---|
| Create your account | Free |
| Hold 50+ currency balances | Free |
| Get bank details to receive currencies | Free |
| Convert currencies | |
Get your free multi-currency account quickly and easily online.
Just complete your profile and upload your ID documents to verify your account for security. Then start sending and receiving money around the world.
I use it to pay my son’s tuition fees, my mortgage and spending abroad.
Gavin, father & business-owner
Get your TransferWise accountCoverage.
Get local bank details.
These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.
British Pound
Get your own Account Number and Sort Code.
Euro
Get your own SWIFT/BIC and IBAN details.
US Dollar
Get your own Routing (ABA) and Account Number.
Australian Dollar
Get your own BSB Code and Account Number.
New Zealand Dollar
Get your own Account Number.
Hungarian Forint
Get your own Account Number.
Romanian Leu
Get your own SWIFT/BIC and IBAN details.
Singapore Dollar
Get your own Account Number.
Hold & manage money.
You can hold and manage money in more than 50 currencies. This lets you avoid exchange rate movements and prep for future transfers.
Argentine Peso
Botswana Pula
Chinese Yuan
Ghanaian Cedi
Canadian Dollar
South Korean Won
Malaysian Ringgit
Send money to 80+ countries.
You can use money in your multi-currency account to send to any of the currencies on TransferWise.
United Arab Emirates Dirham
Argentine Peso
Australian Dollar
Bangladeshi Taka
Bulgarian Lev
Brazilian Real
Botswana Pula
Canadian Dollar
Swiss Franc
Chilean Peso
Chinese Yuan
Costa Rican Colón
Czech Koruna
Danish Krone
Egyptian Pound
Euro
British Pound
Georgian Lari
Ghanaian Cedi
Hong Kong Dollar
Croatian Kuna
Hungarian Forint
Indonesian Rupiah
Israeli Shekel
Indian Rupee
Japanese Yen
Kenyan Shilling
South Korean Won
Sri Lankan Rupee
Moroccan Dirham
Mexican Peso
Malaysian Ringgit
Norwegian Krone
Nigerian Naira
Nepalese Rupee
New Zealand Dollar
Peruvian Sol
Philippine Peso
Pakistani Rupee
Polish Zloty
Romanian Leu
Russian Ruble
Swedish Krona
Singapore Dollar
Thai Baht
Turkish Lira
Tanzanian Shilling
Ukrainian Hryvnia
Ugandan Shilling
Uruguayan Peso
US Dollar
Vietnamese Dong
West African CFA Franc
South African Rand
Zambian kwacha
FAQs
It's free to set up your TransferWise account.
It's free to get your international bank details and free to receive money using those bank details.
There's a cheap, transparent fee to convert between currencies. You'll always see this upfront, so there's no nasty surprises.
There's a cheap, upfront fee to convert currencies in your account. It depends on the currencies you're converting. Click here to go to our pricing page
You'll always see these fees upfront, so there are no nasty surprises. And you're guaranteed the mid-market exchange rate – like the one you see on Google.
Adding money to your balances is the same as making a transfer.
Choose how you’d like to pay, and we’ll tell you how much it costsーand when the money will arrive.
It's free to send money from one TransferWise account to another. And there's a small fixed fee to send money from your TransferWise account to a bank account.
All the money in your account is securely stored in TransferWise's bank accounts. If the address on your TransferWise profile is in the Canada, your money's stored in TransferWise's Canadian bank accounts.
TransferWise Canada Inc. is regulated in Canada by the Authorité des Marchés Financiers (AMF) with license number 902804, and is licensed as a Money Service Business (MSB). We are also registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) with registration number M15193392.
You can see more information about security and our communication with you on our dedicated page here.
More than 9 million customers have trusted us to move their money around the world. We move more than US$6 billion every month at TransferWise – and we take the safety and security of your money seriously.
