The fees for payments to IDR are changing

We know you'll want to understand exactly how this change affects you, so we've written this post to give you all the information you need. It’s divided into 2 sections:

1. Why we’re changing our fees

Why they’re going down for most transfers and staying the same for others.

2. The new fees

If you’re not very interested in the “why”, and you just want to know how these changes will affect your transfers, go straight to the new fees.

1. Why we're changing our fees

We believe sending money to another country should be as cheap as sending an email. Yes, we think it should be free.

We’re not there yet, but that’s what we’re shooting for.

Why most fees are going down

When we opened for business, we based our fees on how much transfers cost us to process.

Since then, we’ve gained a lot of customers, and they've driven our costs down on many transfer amounts and routes. At the same time, we've gotten better at what we do, and that's brought our costs down too.

We’ve used those savings to lower our fees where we can, which means most of you will be able to send money for even less.

Why some fees will stay the same

Unfortunately, despite our best efforts, some transfers still cost us the same amount to process as they did before. So we’ve kept our fees the same for them.

We’ll bring those fees down as soon as we can. (And remember, you can always save a little money by paying with a bank transfer, rather than a card.)

2. The new fees

Price change	Routes affected
Cheaper for all amounts.	AUD, BGN, CHF, CZK, DKK, EUR, HRK, HUF, NOK, PLN, RON, SEK, SGD, USD, HKD.
No change at all.	CAD, GBP, NZD, TRY, BRL, JPY.

To read more about transfers to IDR, visit our IDR transfers page.

What’s the fee for each route?

Route	Old price	New price
AUD to IDR	2 AUD + 0.65%	2 AUD + 0.60%
BGN to IDR	3.50 BGN + 0.60%	2.20 BGN + 0.55%
CAD to IDR	1.50 CAD + 0.65%	1.50 CAD + 0.65%
CHF to IDR	2.50 CHF + 0.50%	1.70 CHF + 0.45%
CZK to IDR	40 CZK + 0.60%	26 CZK + 0.55%
DKK to IDR	10 DKK + 0.55%	7 DKK + 0.50%
EUR to IDR	1.40 EUR + 0.55%	1 EUR + 0.50%
GBP to IDR	1 GBP + 0.65%	1 GBP + 0.65%
HRK to IDR	19 HRK + 0.65%	17 HRK + 0.60%
HUF to IDR	420 HUF + 0.60%	280 HUF + 0.55%
NOK to IDR	15 NOK + 0.55%	10 NOK + 0.50%
NZD to IDR	2.50 NZD + 0.60%	2.50 NZD + 0.60%
PLN to IDR	6 PLN + 0.55%	4 PLN + 0.50%
RON to IDR	7 RON + 0.60%	5 RON + 0.55%
SEK to IDR	19 SEK + 0.55%	16 SEK + 0.50%
SGD to IDR	1.50 SGD + 0.60%	1.50 SGD + 0.55%
USD to IDR	2 USD +0.75%	2 USD + 0.70%
TRY to IDR	10 TRY + 0.50%	10 TRY + 50%
BRL to IDR	10 BRL + 2.42%	10 BRL + 2.42%
HKD to IDR	20 HKD + 0.70%	18 HKD + 0.65%
JPY to IDR	180 JPY + 0.75%	180 JPY + 0.75%

What’s the fee for using a card?

The fee changes depending on the currency you’re paying with. To see how much it is for each currency, read our paying by card page.

What about borderless accounts?

The fee changes depending on what you do:

1. When you move a balance from one currency to another, you pay the variable fee that you would for a normal money transfer for that route. The fixed fee isn’t included.

2. When you pay money out, you might pay a fixed fee depending on the currency. For some currencies, it’s free as long as you’re making a local transfer. Read more about how much it cost to withdraw money from your borderless account.

Log in to use the calculator or check our pricing page to see how the changes will affect the transfers you make.