An independent researcher compared TransferWise to the big banks and travel cards in Singapore. They found that we're up to 7x cheaper for sending, spending, and withdrawing overseas. Siao ah?
|Hold 40+ currencies incl. MYR & THB|
|Withdraw $250/month in Malaysia|
|Spend $250 in Malaysia (MYR)|
|Withdraw $250/month in Europe (EUR)|
|Spend $250 in Europe (EUR)|
|Send $1,000 to EUR|
Send money around the world, and avoid the unfair exchange rates set by banks. With TransferWise, you’ll always get a great deal.
Get paid with your own bank details. Anyone can use them to pay you like a local. You can hold more than 40 currencies at once, and convert between them in seconds.
And with your own debit Mastercard®, you can spend in the local currency — wherever you are. It's accepted anywhere that takes Mastercard.
Join millions who get a great exchange rate, and the low fees we’re known for.
From Alibaba and Amazon, shop online in different currencies — with rates as kiasu as you.
TransferWise auto-converts your money at the mid-market rate — with the low transparent fees we're known for. No sneaky markups, no hidden fees.
Join thousands already using the TransferWise debit Mastercard to save on Alibaba, Amazon, Qoo10, Grab and more.
Sign up for your TransferWise account online or download the app to get your free card — then sit tight until the mail comes in the next 2-3 days.
Once your card arrives, activate it online or in the app and get your PIN. To activate contactless, buy something with chip and PIN.
Enjoy zero foreign transaction fees every time you spend. And withdraw up to S$350 for free every 30 days — anywhere that accepts Mastercard.
Receive money for free from 30+ countries with your TransferWise account. With no receiving fees, it's like having your own accounts in multiple different countries. You get:
Singapore and more countries coming soon.
Get your foreign currency account and debit card now for free.
And with your bank details for holding multiple currencies at once, it’s easy to get paid from all over the world. You'll never pay any fees for receiving money.
|Creating your account||Free|
|TransferWise Platinum debit Mastercard®||Free|
|Hold 40+ currency balances||Free|
|Receive money in EUR, USD, GBP, PLN, AUD & NZD||Free|
|Convert EUR, USD, GBP, AUD & NZD||
|Spend in rare currencies||
|ATM withdrawals up to S$350 / 30 days||
|SGD → MYR||0.69%|
|SGD → THB||0.65%|
|SGD → USD||0.44%|
|SGD → EUR||0.44%|
|SGD → GBP||0.44%|
|SGD → AUD||0.44%|
|SGD → JPY||0.63%|
|SGD → INR||0.59%|
|USD → EUR||0.45%|
|USD → SGD||0.46%|
When you convert currencies - either within your account, or when you spend on your card - you'll always get the real, mid-market exchange rate. Like the one you see on Google. You'll also pay a low, upfront conversion fee. This fee depends on the currencies you're converting, but typically, it'll be between 0.35% and 1%. Fees for our most popular currency pairs are in the table to the left. And you can find a full list of currencies in our Support Center.
For more currency routes visit our help center
These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.
Get your own Account Number and Sort Code.
Get your own SWIFT/BIC and IBAN details.
Get your own Routing (ABA) and Account Number.
Get your own BSB Code and Account Number.
Get your own Account Number.
Get your own Account Number.
You can hold and manage money in more than 50 currencies. This lets you avoid exchange rate movements and prep for future transfers.
South Korean Won
You can use money in your borderless account to send to any of the currencies on TransferWise.
United Arab Emirates Dirham
Costa Rican Colón
Hong Kong Dollar
South Korean Won
Sri Lankan Rupee
New Zealand Dollar
West African CFA Franc
South African Rand
If you already have a TransferWise account, just log in to order your card online or in the app. If you don’t have an account, it’s free and easy to get started. We'll ask you for some basic information to verify your account. Once you are verified, complete your card order and we will update you as soon as your card is on its way.
You can spend on your TransferWise Platinum debit Mastercard® in 150+ currencies around the world. Use instore, online and withdraw local currency at millions of locations, everywhere Mastercard is accepted.
You can hold and manage money in your TransferWise account in 40+ currencies for free. And convert between them whenever you want. You can use the money in your account to spend and send in multiple currencies. See a list of currencies we support here.
Apple Pay, Google Pay and Samsung Pay coming soon.
It's free to set up your account.
It's free to get your international bank details, free to receive money using those bank details, and free to spend on your card abroad.
There's a cheap, transparent fee to convert between currencies. You'll always see this upfront, so there's no nasty surprises.
If you have a currency in your account, it's free to spend on your card in that currency.
You can convert between currencies in your account in seconds. You’ll always get the mid-market rate, like you see on Google. If you spend in a currency you don’t hold a balance in, our smart tech automatically converts your money at the best price. So you never have to worry.
We do charge a small, upfront fee to convert money between currencies in your account. It depends on the currencies you're converting, but here are a few examples:
You'll always see these fees upfront, so there are no nasty surprises. And you're guaranteed the mid-market exchange rate — like the one you see on Google.
TransferWise Singapore Pte. Ltd. is a company incorporated under the laws of Singapore with Unique Entity Number 201422384R We’re regulated by the We are licensed by the Monetary Authority of Singapore (“MAS”).
All money in your TransferWise Borderless Account is stored and safeguarded securely in our bank accounts in Australia, the UK or USA depending on the country of residence in your profile.
Over 6 million customers have trusted us to move their money around the world. We move more than $7 billion every month at TransferWise - and we take the safety and security of your money seriously.
Once you have signed up for the debit card in your TransferWise account, the card will be sent to your registered address within 2-3 business days.
Sorry, we don't ship overseas right now. Currently, we only ship to address provided by you at the time of card sign-up. If you'd like to update your card mailing address, please get in touch with our support team.
Once you've got your card, you'll need to activate it before you can use it. To activate your card:
Go to your TransferWise account. If you're on the website, go to Debit card. If you're on the app, go to Account, then click the card icon at the top of the screen.
Enter the 6-digit code that's on the card below your name.
Now your card is activated, you'll be able to make payments.
To activate contactless, buy something with chip or PIN and select "credit" on the terminal.
To keep your money safe, you’ll need a four-digit PIN to withdraw cash at ATMs and to make chip and PIN payments using your TransferWise card.
When you activate your TransferWise card, we’ll share your PIN with you. If you forget it, you can always check it in the TransferWise app. We do not support PIN change at the moment - don't worry, your PIN is safe and only you have access to it.
We currently don't support withdrawing cash at ATMs in Singapore. You can withdraw cash easily overseas, S$350 fee-free / every 30 days.