It's quick and easy to open your USD account online.
Once your account's set up, with a single click you'll get bank details for the US, in addition to the EU, UK, and Australia. You can then receive Euros, US dollars, Pounds, and Australian dollars for free. You'll get:
Use your bank details to get paid in American dollars, and no one pays any fees. It's a like having a dollar-denominated bank account – and a Euro, UK, and Australian dollar account – all in one place.
With TransferWise, you’ll always get the real exchange rate when you move money from one currency to another. But what if the exchange rate isn’t in your favour? Your USD account lets you hold your money in multiple currencies and convert between them when the rate is right.
Learn more about the costs to convert currencies here
Use your TransferWise USD debit card from Mastercard around the world, with no sneaky fees or hidden charges.
Debit cards are currently available by invitation-only in certain countries. Create your free USD account to be eligible for a beta invite.
These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.
Get your own Account Number and Sort Code.
Get your own SWIFT/BIC and IBAN details.
Get your own Routing (ABA) and Account Number.
Get your own BSB Code and Account Number.
This account comes with your very own US bank details. Anyone can use these to pay you in American dollars – just like they'd pay a local. In addition, you can just as easily get EU, UK, and Australian bank details.
You can hold and manage money in more than 40 currencies. This lets you avoid exchange rate movements and prep for future transfers.
You can use money in your Borderless account to send to any of the currencies on TransferWise.
United Arab Emirates Dirham
Hong Kong Dollar
South Korean Won
Sri Lankan Rupee
New Zealand Dollar
South African Rand
It's free to set up your USD current account.
It's free to get your international bank details, and free to receive money using those bank details. It will also be free to spend on your card abroad.
There's a cheap, transparent fee to convert between currencies. You'll always see this upfront, so there's no nasty surprises.
There's a cheap, upfront fee to convert currencies in your account. It depends on the currencies you're converting, but here are a few examples.
You'll always see these fees upfront, so there are no nasty surprises. And you're guaranteed the mid-market exchange rate – like the one you see on Google.
It's free to add money to your account by bank transfer. There's a small fee for adding money to your account with a credit or debit card.
Learn more about our pricing here.
This is the lowest we can charge to cover costs, and we're committed to getting the fee down over time.
All money in your TransferWise borderless account is stored and safeguarded securely in our bank accounts depending on your country of residence on your profile.
If your profile address is in the US, your money will be stored in our accounts in the USA. If your profile address is in Australia, your money is stored in an account there. If your profile address is in Singapore, your money is stored on our accounts in Singapore, and if your profile address is anywhere else, your money is stored in our accounts in the UK.
TransferWise is an authorised Electronic Money Institution regulated by the [Financial Conduct Authority](Financial Conduct Authority) (FCA) in the UK.
We are obliged to have controls in place under the UK Electronic Money Regulations 2011 to safeguard and protect customer funds. We're required by law to keep your money safe by storing it in a low-risk financial institution (in Europe this is in our UK Barclays bank accounts).
We fulfill rigorous regulatory standards in the UK, Europe, federal and state regulators in the US, and every country we operate in.
Millions of customers trust TransferWise with their money. We move over £1 billion around the world every single month, and we take the safety and security of your money very seriously.