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International business banking for freelancers

A multi-currency account for freelancers to invoice like a local around the world and receive multiple currencies for free.

New! Get a Business debit card →

Wise for Business - customers shown

Integrate seamlessly with Xero

Receive money like a local

Pay invoices and people abroad

Spend with a debit card

Get paid with zero fees

Invoice your clients in their currency and receive money with no fees.

Get your own UK, Eurozone, Australian, New Zealand, and US bank details for free in minutes — without a local address. Use them to invoices clients or withdraw money from platforms like UpWork and Freelancer.com.

Get started now →

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New! Spend anywhere with no hidden fees.

Use your Wise Business Card to pay business expenses and spend online or in-store all over the world.

Enjoy all the benefits of a Platinum debit card. And if you don’t have the currency in your account, we’ll automatically convert the amount for you.

Get your account and card today →

wise business card

Pricing as it should be.

Unlike PayPal and banks, we never inflate exchange rates or charge you to receive international payments.

There are only low, transparent fees to convert currencies, add money, and send money to a bank account.

Learn more about our pricing →

Account pricing
Create your accountFree
Hold 50+ currency balancesFree
Receive money in EUR, GBP, AUD, NZD, RON, HUF & SGDFree
Platinum Debit Mastercard®Free
ATM withdrawals up to NZ$350 / 30 daysFree
Get paid in EUR, USD, GBP, PLN, AUD & NZDFree
Convert currencies

0.47%-3.40%

Spend in a currency in your accountFree

The features freelancers love.

Xero integration
Connect with Xero and your favourite accounting tools.
Learn more →
Open API
Automate payments and workflows with our API.
Explore our docs →
Monthly statements
Download statements for every balance you hold.
Get started today →
Business debit card
Spend and track your expenses in one place.
Order your card →

International payments for less

Pay invoices and buy inventory with the real exchange rate in over 70 countries — for way cheaper than PayPal.

Send money directly from your own debit card or bank, or make payments from your account balance. Your recipient doesn't need a Wise account to receive their money.

See how we compare to PayPal →

Coverage around the world.

You can send money to 70+ countries, and receive and hold money in 40+ currencies.

You also get your own UK, Eurozone Australia, New Zealand, and US bank details to get paid like a local.

See what currencies we cover →

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FAQs

Business without borders

Open a free account in minutes.

Create your account