SWIFT payments are a type of international transfer sent via the SWIFT international payment network.
The SWIFT international payment network is one of the largest financial messaging systems in the world. TransferWise can send or receive certain currencies via SWIFT payment.
SWIFT payments usually take 2–5 working days to reach their destination, however it is possible that they can take longer due to time differences between the sending and receiving country, or multiple intermediary banks involved with delivering your money to us.
We also pay out via SWIFT when you send USD to countries outside the US, GBP to countries outside the UK, or EUR to countries outside SEPA (Single Euro Payments Area). Read more about sending USD to countries outside the US.