4.3 / 5 from 218,865 reviews

Send money with a credit card

Send money with a credit card from our website or mobile app, in just a few clicks. Join over 16 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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Over 16 million customers

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FCA regulated

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You send exactly

14 EUR
6.08 EUROur fee
–
20.08 EURTotal fees
=
979.92 EURTotal amount we’ll convert
×
0.8598

Recipient gets

Should arrive in seconds

Get started

We charge as little as possible. No subscription

Sending 1,000 EUR with	Recipient gets(Total after fees)
Cheapest	854.51 GBPSave up to 38.09 GBP
Transfer fee 6.15 EUR Exchange rate(1 EUR GBP) 0.859800 Exchange rate markup 0 EUR Cost of transfer 6.15 EUR

	852.97 GBP- 1.54 GBP
Transfer fee 0 EUR Exchange rate(1 EUR GBP) 0.852966 Exchange rate markup 7.95 EUR Cost of transfer 7.95 EUR

	851.59 GBP- 2.92 GBP
Transfer fee 0 EUR Exchange rate(1 EUR GBP) 0.851592 Exchange rate markup 9.55 EUR Cost of transfer 9.55 EUR

	850.77 GBP- 3.74 GBP
Transfer fee 0 EUR Exchange rate(1 EUR GBP) 0.850767 Exchange rate markup 10.51 EUR Cost of transfer 10.51 EUR

	847.34 GBP- 7.17 GBP
Transfer fee 1.99 EUR Exchange rate(1 EUR GBP) 0.849034 Exchange rate markup 12.52 EUR Cost of transfer 14.51 EUR

	843.60 GBP- 10.91 GBP
Transfer fee 3.99 EUR Exchange rate(1 EUR GBP) 0.846976 Exchange rate markup 14.91 EUR Cost of transfer 18.90 EUR

	843.39 GBP- 11.12 GBP
Transfer fee 0 EUR Exchange rate(1 EUR GBP) 0.843387 Exchange rate markup 19.09 EUR Cost of transfer 19.09 EUR

	842.95 GBP- 11.56 GBP
Transfer fee 20 EUR Exchange rate(1 EUR GBP) 0.860155 Exchange rate markup 0 EUR Cost of transfer 19.59 EUR

	842.34 GBP- 12.17 GBP
Transfer fee 1.99 EUR Exchange rate(1 EUR GBP) 0.844018 Exchange rate markup 18.35 EUR Cost of transfer 20.34 EUR

	839.13 GBP- 15.38 GBP
Transfer fee 16 EUR Exchange rate(1 EUR GBP) 0.852773 Exchange rate markup 8.17 EUR Cost of transfer 24.17 EUR

	835.53 GBP- 18.98 GBP
Transfer fee 22.49 EUR Exchange rate(1 EUR GBP) 0.854756 Exchange rate markup 5.87 EUR Cost of transfer 28.36 EUR

	830.41 GBP- 24.10 GBP
Transfer fee 3.90 EUR Exchange rate(1 EUR GBP) 0.833661 Exchange rate markup 30.40 EUR Cost of transfer 34.30 EUR

	826.06 GBP- 28.45 GBP
Transfer fee 31 EUR Exchange rate(1 EUR GBP) 0.852492 Exchange rate markup 8.50 EUR Cost of transfer 39.50 EUR

	819.80 GBP- 34.71 GBP
Transfer fee 5.99 EUR Exchange rate(1 EUR GBP) 0.824741 Exchange rate markup 40.78 EUR Cost of transfer 46.77 EUR

	817.17 GBP- 37.34 GBP
Transfer fee 27 EUR Exchange rate(1 EUR GBP) 0.839846 Exchange rate markup 23.21 EUR Cost of transfer 50.21 EUR

	816.42 GBP- 38.09 GBP
Transfer fee 22 EUR Exchange rate(1 EUR GBP) 0.834782 Exchange rate markup 29.10 EUR Cost of transfer 51.10 EUR

This applies when you pay in via bank transfer. How do we collect this data?

How to send money with a credit card in 3 easy steps

Enter amount to send in EUR

Pay in EUR with a credit card.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Send EUR with a credit card, receive GBP

The recipient gets money in GBP directly from Wise’s local bank account.

Create free account now

What is Credit Card money transfer?

Making a credit card transfer is fast, convenient, and means you can spread the cost of your payment over a few months if you’d like to.

You can make a credit card money transfer with Wise using a Visa or Mastercard credit card that’s issued in your name - or the name of your business if you hold a Wise Business account. Unfortunately, you can’t make a Wise credit card money transfer using an American Express credit card.

Your card will need to have a 16 digit number, an expiry date, and be 3D security enabled - this helps us keep you and your money safe.

There are also a small number of other specific situations in which you can’t make a Wise credit card money transfer, depending on where your card was issued, where your Wise account is registered, and the payment you’re sending.

Learn more about using credit cards.

Online money transfer fees

How much does it cost to send money with a credit card?

To send money with a credit card with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

Calculate how much you can save

How long does a money transfer with a credit card take?

A money transfer with a credit card (EUR-GBP) should arrive by Friday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

EUR

GBP

Should arrive

by Friday

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

The procedure for sending money is quick and easy using the app. The fees charged are very good

Andrea

Published 12 minutes ago

Very easy and secure... But it will better to have an approval message to approve any kinda transaction. This might safe our money from scammers or…

Rudra Ji

Published 13 minutes ago

Easy to use. Use both for intrest on my money and as a card when I travel. Works a carm as both

Ben Fordham

Published 14 minutes ago

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