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The only business account you need to go global.

Everything you need to grow your business and operate internationally — without the high fees, hefty admin, and headache of a local bank.

Invoice payments, 19x cheaper.

Pay invoices with the real exchange rate in 70+ countries from your phone or app. 50% of payments are instant or arrive in an hour.

Streamlined payments
Streamlined payments

All you need is your recipient’s bank details or email. They don’t need a Wise account to get paid.

19x cheaper than PayPal
19x cheaper than PayPal

Research shows it's nearly 19x cheaper on average to send and receive payments with Wise versus PayPal.

Employee and people payments in one click.

Save time and money on international payroll, employee reimbursements, or recurring payments.

Make batch payments
Make batch payments

Pay up to 1,000 people in one click. Just upload a spreadsheet with details for each transfer and submit one payment.

Save hours on admin
Save hours on admin

Add team members to your account to help with payments. All past payment info is saved for the future.

We used Wise to convert our USD revenue to GBP and saved £75k in the first nine months after switching from our bank.

Alternative Airlines

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Multi-currency banking without the bank.

Get all the features you need to bank in another country — regardless of where you’re located. With zero hassle and a one-time fee of 22 AUD.

Sort code, IBAN, and more
Sort code, IBAN, and more

Get account details for other countries. So if your client asks for your IBAN or wire number, you’re prepared.

Bank-level security
Bank-level security

End-to-end encryption. And your money is safeguarded with top institutions like Barclays.

Get paid and accept payments for less.

Receive multiple currencies without high recipient or conversion fees. Convert or move money within Wise Business or withdraw to external accounts with ease.

Secure transactions
Secure transactions

We’re partnered with leading financial institutions and regulated by the same authorities as banks.

Works with Stripe and more
Works with Stripe and more

Withdraw from online seller or trading platforms using your IBAN or other account details.

Everything you need to know about Wise Business pricing.

A lot for free — everything for 22 AUD.

Compare the costs

One-time setup fee
International money transfers

0 AUD

Everything you need for international banking

22 AUD

Send money / make payments
International money transfers
Everything you need for international banking
Direct debits
International money transfers
Everything you need for international banking

Debit cards for business expenses in any currency.

Pay expenses online or in-store without foreign transaction fees. Get cards for your team, and monitor spending right from your phone or app.

Spend in any currency
Spend in any currency

Pay in the local currency to save on conversion fees. It’s way cheaper than other business cards.

Track your team's expenses
Track your team's expenses

Employees can get their own card. No need to use their personal card for business expenses.

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Move money between accounts in seconds.

Instantly transfer money between businesses, offices, and more — without involving your bank.

Open subsidiary offices
Open subsidiary offices

Move between 55+ currencies instantly. Pay mortgages, rent, or bills without a local bank.

Encourage collaboration
Encourage collaboration

Give internal or external team members access to your account, and track activity right from the app.

Switch to Wise Business today.

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FAQs

It's free to open your TransferWise for Business account. There's a one time setup fee to get your international bank details.

There's a cheap, transparent fee to convert between currencies — either in your account or if you spend on your TransferWise Business Mastercard® in a currency you don't have in your account.

When you convert money in your account it's always with the real exchange rate, and you always see our low, transparent fee up front so there's never any surprises. And if you spend on your Business Mastercard in a currency you don't have, it autoconverts the balance with the lowest fee, so you never have to worry.

There's a small fixed fee to withdraw funds from your TransferWise for Business account to another account in the same currency.

This is the lowest we can charge to cover costs, and we're committed to getting the fee down over time.

Learn more about our pricing →

We use the real exchange rate plus a small conversion fee when you convert a balance in your account to a different currency.

A full list of our currencies and pricing is available here →

No. When you send money with TransferWise for Business it goes directly into your recipient's bank account.