We never, ever inflate the exchange rate.
With the TransferWise account, you'll always get the real exchange rate. You only pay a small fee to convert currencies in your account.
It's free to get a TransferWise account and debit card. And there's never any monthly fees and minimum balance to worry about.
|Creating your account||Free|
|Hold 40+ currency balances||Free|
|Get an Australian account and BSB number||Free|
|Get a UK account number and sort code||Free|
|Get a U.S. routing and wiring number||Free|
|Get a European IBAN||Free|
|Get a New Zealand account number||Free|
|Receive money in EUR, USD, GBP, AUD & NZD||Free|
|Add money to your account|
Some prices may change from time to time, but we'll always let you know.
|TransferWise Platinum debit Mastercard®||Free|
|Spend in currencies in your account||Free|
|Convert a currency using your card||
|ATM withdrawals up to A$350 / 30 days||Free|
|ATM withdrawals over A$350 / 30 days||
|Spend in rare currencies||
When you convert currencies in your account you'll always get the real, mid-market exchange rate. Like the one you see on Google.
The conversion fee depends on the currencies you're converting, but typically, it'll be between 0.35% and 2%. Fees for our most popular currency pairs are in this table. You'll find a full list of currencies in our Support Centre.
|AUD → EUR||0.47%|
|AUD → GBP||0.47%|
|AUD → USD||0.47%|
|AUD → NZD||0.50%|
|AUD → IDR||0.68%|
|AUD → INR||0.62%|
|AUD → JPY||0.66%|
|AUD → SGD||0.48%|
For more currency routes visit our help center
An independent researcher compared TransferWise to the big 4 banks in Australia. They found that we're up to [18x cheaper] for sending, spending and withdrawing money abroad.
|Monthly account fees|
|Send $250 to USD|
|Spend $250 on debit card in USD|
|Withdraw $250 cash / month in USD|
TransferWise Ltd Australia is regulated by the Australian Securities and Investments Commission (ASIC), and registered with the Financial Intelligence Unit (AUSTRAC) as a money remitter. Our ASIC license number is 456295, and our AUSTRAC registration number is 168331191.
All money in your TransferWise Borderless Account is stored and safeguarded securely in our bank accounts in New Zealand, Australia, the UK or USA depending on the country of residence in your profile.
The TransferWise Platinum debit Mastercard® is issued by TransferWise Australia Pty Ltd. pursuant to license by Mastercard Asia/Pacific Pte. Ltd. For full conditions of use refer to transferwise.com/legalstuff. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.