Bye bye bank fees, g'day borderless account.

A new kind of multi-currency account — comes with 4 sets of international bank details, 40+ currencies, and the real exchange rate.

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Borderless EUR balance

Global banking reimagined

Get international bank details. Instantly.

Get international bank details. Instantly.

Get bank details for the US, UK, EU and Australia — it's a bit like having an account in all those countries.

Receive money internationally, for free.

Receive money internationally, for free.

Give your bank details to friends, clients, and customers and receive GBP, EUR, USD and AUD — for free.

Hold 28 currencies in one account.

Hold 28 currencies in one account.

Hold 28 currencies and switch between them in seconds — with the lowest possible fees, and real exchange rate.

Get international bank details. Instantly.

Get your international bank details with a single click. There are no set up fees, and you don't need an overseas address. You'll get:

  • American account number and routing number
  • British account number and sort code
  • Australian account number and BSB code
  • European IBAN

Give these bank details to clients and friends to receive Euros, Pounds, US and Australian dollars with zero fees.

Let's get started

The borderless account explained in 80 seconds.

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40+ currencies at your fingertips.

Oh, did we mention you can also hold 40+ currencies?

Switch between them in seconds — on the move, in the moment, or just when the rate is right.

You'll always get the real exchange rate and lowest possible fees. Learn more about what it costs to convert currencies here

See all currencies

No monthly fees, no receiving fees - just a small charge when you convert across currencies.

Coverage.

Get local bank details.

These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.

British Pound

Get your own Account Number and Sort Code.

Euro

Get your own SWIFT/BIC and IBAN details.

US Dollar

Get your own Routing (ABA) and Account Number.

Australian Dollar

Get your own BSB Code and Account Number.


Hold & manage money.

You can hold and manage money in more than 40 currencies. This lets you avoid exchange rate movements and prep for future transfers.

British Pound

Australian Dollar

United Arab Emirates Dirham

Bangladeshi Taka

Bulgarian Lev

Swiss Franc

Chilean Peso

Czech Koruna

Danish Krone

Egyptian Pound

Georgian Lari

Hong Kong Dollar

Croatian Kuna

Hungarian Forint

Euro

Canadian Dollar

Indonesian Rupiah

Israeli Shekel

Indian Rupee

Japanese Yen

Kenyan Shilling

Sri Lankan Rupee

Moroccan Dirham

Mexican Peso

Nigerian Naira

Norwegian Krone

Nepalese Rupee

New Zealand Dollar

US Dollar

Peruvian Sol

Philippine Peso

Polish Zloty

Pakistani Rupee

Romanian Leu

Russian Ruble

Swedish Krona

Singapore Dollar

Thai Baht

Turkish Lira

Ukrainian Hryvnia

Vietnamese Dong

South African Rand


Send money to 50+ countries.

You can use money in your Borderless account to send to any of the currencies on TransferWise.

United Arab Emirates Dirham

Australian Dollar

Bangladeshi Taka

Bulgarian Lev

Brazilian Real

Canadian Dollar

Swiss Franc

Chilean Peso

Chinese Yuan

Colombian Peso

Czech Koruna

Danish Krone

Egyptian Pound

Euro

British Pound

Georgian Lari

Hong Kong Dollar

Croatian Kuna

Hungarian Forint

Indonesian Rupiah

Israeli Shekel

Indian Rupee

Japanese Yen

Kenyan Shilling

South Korean Won

Sri Lankan Rupee

Moroccan Dirham

Mexican Peso

Malaysian Ringgit

Norwegian Krone

Nigerian Naira

Nepalese Rupee

New Zealand Dollar

Peruvian Sol

Philippine Peso

Pakistani Rupee

Polish Zloty

Romanian Leu

Russian Ruble

Swedish Krona

Singapore Dollar

Thai Baht

Turkish Lira

Ukrainian Hryvnia

US Dollar

Vietnamese Dong

South African Rand

FAQs

It's free to set up your borderless account.

It's free to get your international bank details, free to receive money using those bank details, and free to spend on your card abroad.

There's a cheap, transparent fee to convert between currencies. You'll always see this upfront, so there's no nasty surprises.

Click here to learn more about pricing

There's a cheap, upfront fee to convert currencies in your account. It depends on the currencies you're converting, but here are a few examples:

  • from AUD to GBP 0.7%
  • from AUD to USD 0.7%
  • from EUR to USD 0.5%
  • from USD to GBP 0.85%
  • from USD to EUR 1%

You'll always see these fees upfront, so there are no nasty surprises. And you're guaranteed the mid-market exchange rate — like the one you see on Google.

Click here to learn more about pricing

It's free to add money to your account by bank transfer. There's a small fee for adding money to your account with a credit or debit card.

It's free to move money from your borderless account into a different bank account, as long as that bank account is in the same currency. But if you do this more than 10 times a month, there's a 50p charge.

This is the lowest we can charge to cover costs, and we're committed to getting the fee down over time.

Click here to learn more about pricing

All the money in your borderless account is securely stored in TransferWise's bank accounts— either in Australia, the UK or the USA. If the address on your TransferWise profile is in Australia, your money's stored in TransferWise's Australian bank accounts. If the address on your TransferWise profile is in the US, your money's stored in TransferWise's American bank accounts. And if the address on your profile is in the UK, your money is stored in TransferWise's British bank accounts.

TransferWise Ltd is a designated remittance provider registered with the Australian Transaction Reports and Analysis Centre ("AUSTRAC") IND100428576-001. We’re regulated by the Australian Securities and Investments Commission (ASIC), Australia Financial Services Licence (AFSL) number 456295.

All money in your TransferWise Borderless Account is stored and safeguarded securely in our bank accounts in Australia, the UK or USA depending on the country of residence in your profile.

Over a million customers have trusted us to move their money around the world. We move more than $1 billion every month at TransferWise - and we take the safety and security of your money seriously.

Get up and running in minutes.

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