Send money to Japan
Fast, low-cost, and secure online money transfers from Finland to Japan.
Should arrive by Thursday
Save when you send money to Japan
| Sending 1,000 EUR with | Recipient gets(Total after fees) | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
Cheapest | 169,140 JPYSave up to 9,626 JPY | ||||||||||
Transfer fee 7.54 EUR Exchange rate(1 EUR JPY) 170.425 Exchange rate markup 0.21 EUR Cost of transfer 7.75 EUR | |||||||||||
 | 168,134 JPY- 1,006 JPY | ||||||||||
Transfer fee 0 EUR Exchange rate(1 EUR JPY) 168.134 Exchange rate markup 13.64 EUR Cost of transfer 13.64 EUR | |||||||||||
 | 166,693 JPY- 2,447 JPY | ||||||||||
Transfer fee 16 EUR Exchange rate(1 EUR JPY) 169.404 Exchange rate markup 6.20 EUR Cost of transfer 22.20 EUR | |||||||||||
 | 165,822 JPY- 3,318 JPY | ||||||||||
Transfer fee 7.99 EUR Exchange rate(1 EUR JPY) 167.157 Exchange rate markup 19.38 EUR Cost of transfer 27.37 EUR | |||||||||||
 | 162,663 JPY- 6,477 JPY | ||||||||||
Transfer fee 5.99 EUR Exchange rate(1 EUR JPY) 163.643 Exchange rate markup 39.99 EUR Cost of transfer 45.98 EUR | |||||||||||
 | 162,108 JPY- 7,032 JPY | ||||||||||
Transfer fee 22 EUR Exchange rate(1 EUR JPY) 165.754 Exchange rate markup 27.61 EUR Cost of transfer 49.61 EUR | |||||||||||
 | 162,026 JPY- 7,114 JPY | ||||||||||
Transfer fee 27 EUR Exchange rate(1 EUR JPY) 166.522 Exchange rate markup 23.10 EUR Cost of transfer 50.10 EUR | |||||||||||
 | 159,514 JPY- 9,626 JPY | ||||||||||
Transfer fee 56 EUR Exchange rate(1 EUR JPY) 168.977 Exchange rate markup 8.70 EUR Cost of transfer 64.70 EUR | |||||||||||
How to send money to Japan in 3 easy steps
Enter amount to send in EUR.
Pay in EUR with your debit card or credit card, or send the money from your online banking.
Choose recipient in Japan.
Select who you want to send money to and which pay-out method to use.
Send EUR, receive JPY.
The recipient gets money in JPY directly from Wise’s local bank account.
Get dedicated support for large transfers
Moving big money? Get our how to guide and start a chat with our team of large-amount experts.
Get started with large transfersHow to send money to Japan from Finland
How to send money to Japan from Finland
- Just tap in how much, and where to.
- Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
- And that's it.
Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.
How much does it cost to transfer money to Japan?
Pay a small, flat fee and percentage
To send money in EUR to Japan, you pay a small, flat fee of 2.08 EUR + 0.55% of the amount that's converted (you'll always see the total cost upfront).
Fee depends on your chosen transfer type
Some transfer types have different fees which are usually tiny.
No hidden fees
No big fees, hidden or otherwise. So it's cheaper than what you're used to.
How long will a money transfer to Japan take?
A money transfer from Finland (EUR) to Japan (JPY) should arrive by Thursday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.
On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.
Your transfer route
Should arrive
by ThursdayWhat you’ll need for your online money transfer to Japan
Register for free.
Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.
Choose an amount to send.
Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.
Add recipient’s bank details.
Fill in the details of your recipient’s bank account.
Verify your identity.
For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.
Pay for your transfer.
Send your money with a bank transfer, or a debit or credit card.
That’s it.
We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.
Best ways to send money to Japan
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.Google Pay
If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.Apple Pay
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.Trustly
Trustly is an online bank payment method. With Trustly, you can send money to Wise without leaving our site or app. It's a simple and convenient way to pay in EUR, PLN, SEK, and DKK.PISP
PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.SOFORT
When you send money from some Eurozone countries, you’ll have the option to pay for your transfer with SOFORT. SOFORT is easy to use, as you can make the payment directly in our app. It’s available in Austria, Belgium, Germany, Italy, the Netherlands, Spain, and Switzerland.
Trust Wise with safe & secure money transfers to Japan
Safeguarded with leading banks
We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.
Extra-secure transactions
We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.
Data protection
We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.
Dedicated anti-fraud team
We work round the clock to keep your account and money protected from even the most sophisticated fraud.
Send money to Japan from Finland with the Wise app
Looking for an app to send money to Japan? Sending money is easy with Wise app.
- Cheaper transfers abroad - free from hidden fees and exchange rate markups.
- Check exchange rates - see on the app how exchange rates have changed over time.
- Repeat your previous transfers - save the details, and make your monthly payments easier.
Wise works nearly everywhere
See why customers choose Wise for their international money transfers
It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.
