Send money overseas

Send money overseas from our website or mobile app, in just a few clicks.

The more you send, the more you save

Many banks add 3% or more in hidden fees to the exchange rate — and it quickly adds up on large transfers. Worst of all, this fee is hard to spot unless you know to look.

With TransferWise, the price you see is the price you pay. No hidden fees. We lower our percentage fee on large transfers too — so the more you send, the more you save.

Safeguarded at leading banks.

We keep your money with leading financial institutions like JP Morgan Chase, Deutsche Bank, and Barclays.

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Extra secure transactions.

We use two factor authentication to protect your account. That means only you can get to your money.

Compare the best money transfer rates

At TransferWise, we never hide extra fees and charges in the exchange rate. We just use the exchange rate – independently provided by Reuters. That means fair, low-cost transfers, every time.

Compare TransferWise exchange rates and fees with some of the biggest money transfer and remit services, such as Barclays, MoneyGram or WorldRemit.

How to send money overseas in 3 easy steps

Start your transfer.
1

Start your transfer.

Pay in USD with your debit card or credit card, or send the money from your online banking.

Get the best rate out there.
2

Get the best rate out there.

TransferWise always gives you the real and fair mid-market exchange rate.

Money is locally delivered.
3

Money is locally delivered.

The recipient gets money in their currency directly from TransferWise's local bank account.

Money transfer fees

How much does it cost to send money overseas?

To send money overseas with TransferWise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always shows you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

You can use our handy calculator to find out exactly how much will you pay for your transfer. The cost depends on where you will be sending money from and to, as well as on your chosen payment method.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Delivery time for money transfers overseas from the United States

How long will a money transfer take?

90% of all money transfers from the United States are delivered in 1 business day from the moment we receive payment.

We do everything to complete your money transfer as soon as possible - the final delivery time of your transfer depends on your chosen payment method, where are you sending to and from or when your payment arrives to our account.

As an FinCEN regulated company we occasionally need to run security checks and request extra documentation, which might have impact on your delivery time.

TransferWise is easy

How to send money overseas

TransferWise makes transferring money overseas a breeze.

  1. Just tap in how much, and where to.
  2. Then make a local payment to TransferWise, whether it's with a wire transfer, ACH or your debit or credit card.
  3. And that's it.

TransferWise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On TransferWise, there's no room for sneaky bank surcharges or creeping hidden charges.

Available payment methods
  • Direct Debit
  • Bank Transfer
  • Debit Card
  • Credit Card

TransferWise is safe and secure

TransferWise is an authorised Electronic Money Institution independently regulated by the Financial Crimes Enforcement Network (FinCEN) in the United States.

This means we're required by law to keep your money safe by storing it in a low-risk financial institution - in Europe this is in our UK account with Barclays, in the US this is in our US account with Wells Fargo.

We're trusted by 8 million people and counting.

We have a 4.7 out of 5 rating on Trustpilot

It's your money. You can trust us to get it where it needs to be, but don't take our word for it. Read our reviews at Trustpilot.com

A very easy to use process and app with a very quick turnaround. Excellent service. Great rates that help you save a lot more compared to high street ...
Mohamedraza
Published 17 hours ago

Reasonsbly fast service, good price and absolutely trustworthy.
ønsker ikke navn
Published 17 hours ago

Absolutely perfect!
Rose-marie
Published 17 hours ago
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Send money overseas with TransferWise

Send money from the United States all over the world with TransferWise

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