Meet the TransferWise borderless account.

The easiest way to pay and get paid around the world at the real exchange rate. Say bye bye to crazy bank fees for good.

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Borderless EUR balance

Get paid from around the world.

With your borderless account you get instant international bank details to receive money from around the world with zero fees. That means you'll get:

  • British account number and sort code
  • European IBAN
  • Australian account number and BSB code

These are your personal details to get paid from the UK, Eurozone, and Australia and no one pays any fees.

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40+ currencies at your fingertips.

You can hold over 40 currencies in your TransferWise borderless account and switch between them in seconds — on the move, in the moment, or when the rate is right.

You'll always get the real exchange rate and the low, transparent fees we're known for.

See all currencies

The borderless account explained in 80 seconds.

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No monthly fees, no minimum balance, just the real exchange rate.

Easy online setup.

Get your free account quickly and easily online.

Just complete your profile and upload your ID documents to verify your account for security. Then start sending and receiving money around the world.

"

I use it to pay my son’s tuition fees, my mortgage and spending abroad.

Gavin, father & business-owner

Get your borderless account

Coverage.

Get local bank details.

These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.

British Pound

Get your own Account Number and Sort Code.

Euro

Get your own SWIFT/BIC and IBAN details.

Australian Dollar

Get your own BSB Code and Account Number.

Due to local regulations and partner requirements, we currently can't offer US account details to US residents, but we're working on it. Learn more here.


Hold & manage money.

You can hold and manage money in more than 40 currencies. This lets you avoid exchange rate movements and prep for future transfers.

British Pound

Australian Dollar

United Arab Emirates Dirham

Argentine Peso

Bangladeshi Taka

Bulgarian Lev

Swiss Franc

Chilean Peso

Chinese Yuan

Czech Koruna

Danish Krone

Egyptian Pound

Georgian Lari

Hong Kong Dollar

Croatian Kuna

Euro

Canadian Dollar

Hungarian Forint

Indonesian Rupiah

Israeli Shekel

Indian Rupee

Japanese Yen

Kenyan Shilling

Sri Lankan Rupee

Moroccan Dirham

Mexican Peso

Nigerian Naira

Norwegian Krone

Nepalese Rupee

New Zealand Dollar

US Dollar

Peruvian Sol

Philippine Peso

Polish Zloty

Pakistani Rupee

Romanian Leu

Russian Ruble

Swedish Krona

Singapore Dollar

Thai Baht

Turkish Lira

Ukrainian Hryvnia

Vietnamese Dong

South African Rand


Send money to 50+ countries.

You can use money in your Borderless account to send to any of the currencies on TransferWise.

United Arab Emirates Dirham

Argentine Peso

Australian Dollar

Bangladeshi Taka

Bulgarian Lev

Brazilian Real

Canadian Dollar

Swiss Franc

Chilean Peso

Chinese Yuan

Colombian Peso

Czech Koruna

Danish Krone

Egyptian Pound

Euro

British Pound

Georgian Lari

Hong Kong Dollar

Croatian Kuna

Hungarian Forint

Indonesian Rupiah

Israeli Shekel

Indian Rupee

Japanese Yen

Kenyan Shilling

South Korean Won

Sri Lankan Rupee

Moroccan Dirham

Mexican Peso

Malaysian Ringgit

Norwegian Krone

Nigerian Naira

Nepalese Rupee

New Zealand Dollar

Peruvian Sol

Philippine Peso

Pakistani Rupee

Polish Zloty

Romanian Leu

Russian Ruble

Swedish Krona

Singapore Dollar

Thai Baht

Turkish Lira

Ukrainian Hryvnia

US Dollar

Vietnamese Dong

South African Rand

FAQs

It's free to set up your borderless account.

It's free to get your international bank details and free to receive money using those bank details.

There's a cheap, transparent fee to convert between currencies. You'll always see this upfront, so there's no nasty surprises.

Click here to learn more about pricing

There's a cheap, upfront fee to convert currencies in your account. It depends on the currencies you're converting, but here are a few examples:

  • from USD to GBP 0.85%
  • from USD to EUR 1%
  • from EUR to USD 0.5%
  • from AUD to USD 0.7%

You'll always see these fees upfront, so there are no nasty surprises. And you're guaranteed the mid-market exchange rate — like the one you see on Google.

Click here to learn more about pricing

It's free to add money to your account by bank transfer. There's a small fee for adding money to your account with a credit or debit card.

It's free to move money from your borderless account into a different bank account, as long as that bank account is in the same currency. But if you do this more than 10 times a month, there may be a small charge.

This is the lowest we can charge to cover costs, and we're committed to getting the fee down over time.

Click here to learn more about pricing

All the money in your borderless account is securely stored in TransferWise's bank accounts. If the address on your TransferWise profile is in the US, your money's stored in TransferWise's American bank accounts.

TransferWise Inc. is registered with the Financial Crimes Enforcement Network (FinCEN) with money service business registration number 31000065314305. It is licensed as a money transmitter in the states listed here and supervised by regulatory authorities in each of those states.

In other US states and/or territories, money transmission services are offered by our partner financial institution Community Federal Savings Bank, which is supervised by the Office of the Comptroller of Currency.

In the United States, we bank with Community Federal Savings Bank (CFSB), Cross River Bank (CRB) and Wells Fargo. All of these banks are insured under the Federal Deposit Insurance Corporation (FDIC). You can find more information about the FDIC here.

You can see more information about security and our communication with you on our dedicated page here.

Two million customers have trusted us to move their money around the world. We move more than $1 billion every month at TransferWise – and we take the safety and security of your money seriously.

Due to local regulations and partner requirements, we can't currently offer US account details to US residents, and to people in certain countries. But we're currently working on making this possible.

Read more here

Bye bye bank fees, hello world.

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