We never, ever inflate the exchange rate.
With the borderless account you only pay a small fee to convert currencies in your account or when you send money to a bank account in another currency. There's a 0.15% fee to add money to your account from a U.S. bank account.
It's free to get a borderless account. It's also free to get your bank details, hold multiple currencies, get paid from around the world and add money from a non-U.S. bank account. .
|Creating your account||Free|
|Hold 40+ currency balances||Free|
|Get a UK account number and sort code||Free|
|Get a European IBAN||Free|
|Get an Australian account and BSB number||Free|
|Same currency transfers (most currencies)||
|USD → EUR||0.6%|
|USD → GBP||0.6%|
|USD → CAD||0.6%|
|USD → INR||0.65%|
|USD → BRL||1.3%|
|USD → MXN||0.7%|
|EUR → GBP||0.3%|
|EUR → INR||0.45%|
|EUR → USD||0.35%|
|GBP → AUD||0.45%|
|GBP → EUR||0.35%|
|GBP → USD||0.4%|
When you convert currencies in your borderless account you'll always get the real, mid-market exchange rate. Like the one you see on Google.
The conversion fee depends on the currencies you're converting, but in most cases it'll be less than 1%. Fees for our most popular currency pairs are in this table. You'll find a full list of currencies in our Support Centre.
For more currency routes visit our help center