TransferWise account pricing.

Whether you’re sending, spending, or receiving money with TransferWise, this is your place for all things pricing.

Transparent pricing, always.

We never, ever inflate the exchange rate.

With a TransferWise account you pay a small fee to add money to your balances and convert between currencies in your account. There's a small fee to send money from your account to a bank account.

It's free to get a TransferWise account and debit card — though cards are only available to customers in Europe at the moment.

It's also free to get local bank details, hold multiple currencies, and get paid from around the world.

Account pricing Card pricing (Coming Soon. Join the waitlist)
Creating your account Free
Hold 40+ currency balances Free
Get a UK account number and sort code Free
Get a European IBAN Free
Get a U.S. routing and wiring number Free
Get an Australian account and BSB number Free
Get a New Zealand account number Free
Receive money in EUR, USD, GBP, AUD & NZD Free
Convert currencies


Add money to your account

0.2% (Direct debit)

Card pricing (Coming Soon. Join the waitlist)
TransferWise debit Mastercard® Free
Spend in currencies in your account Free
Convert a currency using your card


ATM withdrawal up to $250 / 30 days Free
ATM withdrawal over $250 / 30 days


Spend in rare currencies

Mastercard rate

The TransferWise debit Mastercard® is issued by Community Federal Savings Bank, member FDIC, pursuant to a license from MasterCard International. Other features of the Borderless Account are provided by TransferWise Inc. pursuant to its state licenses.

Route Conversion fee
USD → EUR 0.38%
USD → GBP 0.37%
USD → CAD 0.45%
USD → INR 0.49%
USD → BRL 1.14%
USD → MXN 0.52%
Route Conversion fee
EUR → GBP 0.33%
EUR → INR 0.45%
EUR → USD 0.34%
GBP → AUD 0.35%
GBP → EUR 0.34%
GBP → USD 0.34%

Low currency conversion fees.

When you convert currencies in your account you'll always get the real, mid-market exchange rate. Like the one you see on Google.

The conversion fee depends on the currency you're converting, but in most cases it'll be less than 1%.

For more currency routes visit our help center


For expats like me this is a total game-changer.

Sophie, lives in Sydney

Money without borders, for people without borders.

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