We never, ever inflate the exchange rate.
With the borderless account you only pay a small fee to convert currencies in your account or when you send money to a bank account in another currency. There's a 0.15% fee to add money to your account from a U.S. bank account.
It's free to get a borderless account and debit card — though cards are only available to customers in Europe at the moment.
It's also free to get your bank details, hold multiple currencies, get paid from around the world, and add money from a non-U.S. bank account.
|Account pricing Card pricing (Coming Soon. Join the waitlist)|
|Creating your account||Free|
|Hold 40+ currency balances||Free|
|Get a UK account number and sort code||Free|
|Get a European IBAN||Free|
|Get a U.S. routing and wiring number||Free|
|Get an Australian account and BSB number||Free|
|Fixed fee to send money (varies by currency)||
|Receive money in AUD, EUR, GBP & USD||Free|
|Add money to your account||
|Card pricing (Coming Soon. Join the waitlist)|
|TransferWise debit Mastercard®||Free|
|Spend in currencies in your account||Free|
|Convert a currency using your card||
|ATM withdraw up to $250 / 30 days||Free|
|ATM withdraw over $250 / 30 days||
|Spend in rare currencies||
The TransferWise debit Mastercard® is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.
|USD → EUR||0.6%|
|USD → GBP||0.6%|
|USD → CAD||0.6%|
|USD → INR||0.65%|
|USD → BRL||1.3%|
|USD → MXN||0.7%|
|EUR → GBP||0.3%|
|EUR → INR||0.45%|
|EUR → USD||0.35%|
|GBP → AUD||0.45%|
|GBP → EUR||0.35%|
|GBP → USD||0.4%|
When you convert currencies in your borderless account you'll always get the real, mid-market exchange rate. Like the one you see on Google.
The conversion fee depends on the currencies you're converting, but in most cases it'll be less than 1%. Fees for our most popular currency pairs are in this table. You'll find a full list of currencies in our Support Center.
For more currency routes visit our help center