With a TransferWise account you pay a small fee to add money to your balances and convert between currencies in your account. There's a small fee to send money from your account to a bank account. We never, ever inflate the exchange rate.
It's free to get a TransferWise account and debit card.
It's also free to get bank details, hold multiple currencies, and get paid from around the world.
|Creating your account||Free|
|Hold 40+ currency balances||Free|
|Get a UK account number and sort code||Free|
|Get a European IBAN||Free|
|Get a U.S. routing and wiring number||Free|
|Get an Australian account and BSB number||Free|
|Get a New Zealand account number||Free|
|Receive money in EUR, USD, GBP, AUD & NZD||Free|
|Add money to your account||
0.2% (Direct debit)
|TransferWise debit Mastercard®||Free|
|Spend in currencies in your account||Free|
|Convert a currency using your card||
|ATM withdrawals up to $250 / 30 days||Free|
|ATM withdrawals over $250 / 30 days||
|Spend in rare currencies||
The TransferWise debit Mastercard® is issued by Community Federal Savings Bank, member FDIC, pursuant to a license from MasterCard International. Other features of the borderless account are provided by TransferWise Inc. pursuant to its state licenses.
When you convert currencies in your account you'll always get the real, mid-market exchange rate. Like the one you see on Google.
The conversion fee depends on the currency you're converting, but in most cases it'll be less than 1%.
|USD → EUR||0.45%|
|USD → GBP||0.45%|
|USD → CAD||0.53%|
|USD → INR||0.60%|
|USD → BRL||1.28%|
|USD → MXN||0.61%|
|EUR → GBP||0.41%|
|EUR → INR||0.56%|
|EUR → USD||0.41%|
|GBP → AUD||0.37%|
|GBP → EUR||0.37%|
|GBP → USD||0.37%|
For more currency routes visit our help center
An independent researcher compared TransferWise to 5 other US bank accounts and PayPal. They found that we’re up to 4x cheaper for spending abroad, 12x time cheaper to send money abroad, and 6x cheaper to take out money from an ATM.
|Monthly account fees|
|Send $250 to EUR|
|Spend $250 on debit card in EUR|
|Withdraw $250 cash / month in EUR|