With TransferWise, you’ll always get the real exchange rate when you move money from one currency to another.
But what if the exchange rate isn’t in your favour? Your PLN account lets you hold your money in multiple currencies and convert between them when the rate is right.
Learn more about the costs to convert currencies here
Use your TransferWise debit card from Mastercard around the world, with no sneaky fees or hidden charges.
Debit cards are currently available by invitation-only in certain countries. Create your free PEN account to be eligible for a beta invite.
These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.
Get your own Account Number and Sort Code.
Get your own SWIFT/BIC and IBAN details.
Get your own Routing (ABA) and Account Number.
Get your own BSB Code and Account Number.
Get your own Account Number.
This account comes with your very own European, UK, US, New Zealand and Australian bank details. Anyone can use these to pay you in these currencies – just like they'd pay a local. We currently don't offer New Zealand bank details.
You can hold and manage money in more than 40 currencies. This lets you avoid exchange rate movements and prep for future transfers.
South Korean Won
You can use money in your Borderless account to send to any of the currencies on TransferWise.
United Arab Emirates Dirham
Hong Kong Dollar
South Korean Won
Sri Lankan Rupee
New Zealand Dollar
South African Rand
It's free and takes few minutes.
It's free to set up your Peruvian sol currency account, and there is also no monthly "subscription" fee.
There's a cheap, transparent fee to convert between currencies. You'll always see this upfront, so there's no nasty surprises.
There's a cheap, upfront fee to convert currencies in your account. It depends on the currencies you're converting, but here are a few examples.
You'll always see these fees upfront, so there are no nasty surprises. And you're guaranteed the mid-market exchange rate – like the one you see on Google.
All money in your TransferWise borderless account is stored and safeguarded securely in our bank accounts depending on your country of residence on your profile.
If your profile address is in the US, your money will be stored in our accounts in the USA. If your profile address is in Australia, your money is stored in an account there. If your profile address is in Singapore, your money is stored on our accounts in Singapore, and if your profile address is anywhere else, your money is stored in our accounts in the UK.
TransferWise is an authorised Electronic Money Institution regulated by the [Financial Conduct Authority](Financial Conduct Authority) (FCA) in the UK.
We are obliged to have controls in place under the UK Electronic Money Regulations 2011 to safeguard and protect customer funds. We're required by law to keep your money safe by storing it in a low-risk financial institution (in Europe this is in our UK Barclays bank accounts).
We fulfil rigorous regulatory standards in the UK, Europe, federal and state regulators in the US, and every country we operate in.
Millions of customers trust TransferWise with their money. We move over £1 billion around the world every single month, and we take the safety and security of your money very seriously.