One account. Multiple currencies.

A new kind of multi-currency account that comes with 3 sets of international bank details, works with 28 currencies, and uses only the real exchange rate.

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Borderless EUR balance

What you can do with a borderless account:

Get international bank details. Instantly.

Get international bank details. Instantly.

Get bank details for the UK, EU, and Australia — it's like having an account in all those countries.

Receive money from abroad, for free.

Receive money from abroad, for free.

Give your bank details to friends, clients, and customers and receive GBP, EUR, and AUD for free.

Hold 28 currencies in one account.

Hold 28 currencies in one account.

Hold 28 currencies and switch between them in seconds — with the lowest possible fees, and real exchange rate.

No monthly fees, no setup fees, no receiving fees — just a small charge when you convert across currencies.

Get international bank details. Instantly.

Get your international bank details with a single click. It's free to open an account, and you don't need an overseas address. You'll get:

  • British account number and sort code
  • European IBAN
  • Australian account number and BSB code

Give these bank details to clients and friends to receive Euros, Pounds, and Australian dollars with zero fees.

Let's get started

28 currencies at your fingertips.

Oh, did we mention you can also hold 28 currencies?

Switch between them in seconds — on the move, in the moment, or just when the rate is right.

You'll always get the real exchange rate and lowest possible fees. Learn more about what it costs to convert between currencies here

See all currencies

Coverage.

Get local bank details.

These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.

British Pound

Get your own Account Number and Sort Code.

Euro

Get your own SWIFT/BIC and IBAN details.

US Dollar

Get your own Routing (ABA) and Account Number.

Australian Dollar

Get your own BSB Code and Account Number.


Hold & manage money.

You can hold and manage money in 29 different currencies. This lets you avoid exchange rate movements and prep for future transfers.

British Pound

Australian Dollar

United Arab Emirates Dirham

Bulgarian Lev

Canadian Dollar

Swiss Franc

Czech Koruna

Danish Krone

Peruvian Sol

Kenyan Shilling

Euro

Georgian Lari

Hong Kong Dollar

Croatian Kuna

Hungarian Forint

Israeli Shekel

Japanese Yen

Mexican Peso

Norwegian Krone

Nepalese Rupee

US Dollar

New Zealand Dollar

Polish Zloty

Romanian Leu

Swedish Krona

Singapore Dollar

Turkish Lira

Ukrainian Hryvnia

South African Rand


Send money to 50+ countries.

You can use money in your Borderless account to send to any of the currencies on TransferWise.

United Arab Emirates Dirham

Australian Dollar

Bangladeshi Taka

Bulgarian Lev

Brazilian Real

Canadian Dollar

Swiss Franc

Chilean Peso

Chinese Yuan

Colombian Peso

Czech Koruna

Danish Krone

Egyptian Pound

Euro

British Pound

Georgian Lari

Hong Kong Dollar

Croatian Kuna

Hungarian Forint

Indonesian Rupiah

Israeli Shekel

Indian Rupee

Japanese Yen

Kenyan Shilling

South Korean Won

Sri Lankan Rupee

Moroccan Dirham

Mexican Peso

Malaysian Ringgit

Norwegian Krone

Nigerian Naira

Nepalese Rupee

New Zealand Dollar

Peruvian Sol

Philippine Peso

Pakistani Rupee

Polish Zloty

Romanian Leu

Russian Ruble

Swedish Krona

Singapore Dollar

Thai Baht

Turkish Lira

Ukrainian Hryvnia

US Dollar

Vietnamese Dong

South African Rand

FAQs

It's free to set up your borderless account.

It's free to get your international bank details and free to receive money using those bank details.

There's a cheap, transparent fee to convert between currencies. You'll always see this upfront, so there's no nasty surprises.

Click here to learn more about pricing

There's a cheap, upfront fee to convert currencies in your account. It depends on the currencies you're converting, but here are a few examples:

  • from USD to GBP 0.85%
  • from USD to EUR 1%
  • from EUR to USD 0.5%
  • from AUD to USD 0.7%

You'll always see these fees upfront, so there are no nasty surprises. And you're guaranteed the mid-market exchange rate — like the one you see on Google.

Click here to learn more about pricing

It's free to add money to your account by bank transfer. There's a small fee for adding money to your account with a credit or debit card.

It's free to move money from your borderless account into a different bank account, as long as that bank account is in the same currency. But if you do this more than 10 times a month, there may be a small charge.

This is the lowest we can charge to cover costs, and we're committed to getting the fee down over time.

Click here to learn more about pricing

All the money in your borderless account is securely stored in TransferWise's bank accounts. If the address on your TransferWise profile is in the US, your money's stored in TransferWise's American bank accounts.

TransferWise Inc. is registered with the Financial Crimes Enforcement Network (FinCEN) with money service business registration number 31000065314305. It is licensed as a money transmitter in the states listed here and supervised by regulatory authorities in each of those states.

In other US states and/or territories, money transmission services are offered by our partner financial institution Community Federal Savings Bank, which is supervised by the Office of the Comptroller of Currency.

In the United States, we bank with Community Federal Savings Bank (CFSB), Cross River Bank (CRB) and Wells Fargo. All of these banks are insured under the Federal Deposit Insurance Corporation (FDIC). You can find more information about the FDIC here.

You can see more information about security and our communication with you on our dedicated page here.

Two million customers have trusted us to move their money around the world. We move more than $1 billion every month at TransferWise — and we take the safety and security of your money seriously.

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