With your borderless account you get free, instant local bank details to receive money from around the world with zero fees. That means you'll get:
These are your personal details to get paid from the UK, the US, Australia, New Zealand, and any country in the Eurozone, and no-one pays any fees.
Spend around the world with low conversion fees and no foreign transaction fees.
You can hold over 40 currencies for free in your TransferWise borderless account and switch between them in seconds – on the move, in the moment, or when the rate is right.
You'll always get the real exchange rate and the low, transparent fees we're known for.
The TransferWise borderless account is free to to open and there's never any monthly fees to worry about. And we never hide extra fees in our exchange rate.
|Creating your account||Free|
|Hold 40+ currency balances||Free|
|Receive money in EUR, USD, GBP, AUD & NZD||Free|
|Add money to your account||
0.2% (Direct debit)
|TransferWise debit Mastercard®||
Invoice your clients in their currency and receive money with no fees.
Get UK, Eurozone, Australian, New Zealand, and US bank details for free in minutes – without a local address. Use them to invoice clients or withdraw money from platforms like UpWork and Freelancer.com.
These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.
Get your own Account Number and Sort Code.
Get your own SWIFT/BIC and IBAN details.
Get your own Routing (ABA) and Account Number.
Get your own BSB Code and Account Number.
Get your own Account Number.
You can hold and manage money in more than 40 currencies. This lets you avoid exchange rate movements and prep for future transfers.
South Korean Won
You can use money in your Borderless account to send to any of the currencies on TransferWise.
United Arab Emirates Dirham
Hong Kong Dollar
South Korean Won
Sri Lankan Rupee
New Zealand Dollar
South African Rand
It's free to set up your borderless account.
It's free to get your international bank details and free to receive money using those bank details.
There's a cheap, transparent fee to convert between currencies. You'll always see this upfront, so there's no nasty surprises.
There's a cheap, upfront fee to convert currencies in your account. It depends on the currencies you're converting, but here are a few examples:
You'll always see these fees upfront, so there are no nasty surprises. And you're guaranteed the mid-market exchange rate – like the one you see on Google.
Adding money to your balances is the same as making a transfer.
Choose how you’d like to pay, and we’ll tell you how much it costsーand when the money will arrive.
It's free to send money from one borderless account to another. And there's a small fixed fee to send money from your borderless account to a bank account.
All the money in your borderless account is securely stored in TransferWise's bank accounts. If the address on your TransferWise profile is in the US, your money's stored in TransferWise's American bank accounts.
TransferWise Inc. is registered with the Financial Crimes Enforcement Network (FinCEN) with money service business registration number 31000065314305. It is licensed as a money transmitter in the states listed here and supervised by regulatory authorities in each of those states.
In other US states and/or territories, money transmission services are offered by our partner financial institution Community Federal Savings Bank, which is supervised by the Office of the Comptroller of Currency.
In the United States, we bank with Community Federal Savings Bank (CFSB), Cross River Bank (CRB) and Wells Fargo. All of these banks are insured under the Federal Deposit Insurance Corporation (FDIC). You can find more information about the FDIC here.
You can see more information about security and our communication with you on our dedicated page here.
More than four million customers have trusted us to move their money around the world. We move more than $2 billion every month at TransferWise – and we take the safety and security of your money seriously.