A card for travelers, immigrants, and entrepreneurs.

The TransferWise debit Mastercard® has landed. Now international people like Tan France can spend around the world with no foreign transaction fees.

Compare our fees →

What’s up with banks and exchange rates?

An independent researcher compared TransferWise to 5 other US bank accounts and PayPal. They found that we’re up to 4x cheaper for spending abroad. That’s what’s up.

Compare the costs

Monthly account fees
TransferWise Free
JP Morgan Chase $12
Citibank $12
Bank of America $12
Wells Fargo $10
Send $250 to EUR
TransferWise $2.35
JP Morgan Chase $12.44
Citibank $42.65
Bank of America $41.87
Wells Fargo $43.84
Spend $250 on debit card in EUR
TransferWise $1.62
JP Morgan Chase $7.50
Citibank $7.50
Bank of America $7.50
Wells Fargo $7.50
Withdraw $250 cash / month in EUR
TransferWise Free
JP Morgan Chase $12.50
Citibank $10
Bank of America $12.50
Wells Fargo $12.50

More green in your pocket.

Lower conversion fees
Plus no foreign transaction fees or annual fees.
Free ATM withdrawals
Free to take out up to $250 every 30 days.
Easy-to-use app
Add and convert money, and get instant notifications.
Use it around the world
Spend anywhere that accepts Mastercard. Or use Apple Pay.

The TransferWise debit Mastercard® is issued by Community Federal Savings Bank, member FDIC, pursuant to a license from Mastercard International. Other features of the borderless account are provided by TransferWise Inc. pursuant to its state licenses.

Think of it like international Venmo.

Send and receive multiple currencies right from your phone. But with a better exchange rate and lower fees than your bank or PayPal.

  • Hold 40+ currencies for free
  • Send money right from your balances
  • Convert between them with the real exchange rate
  • Move money to another bank for cheap
  • Freeze and unfreeze your card instantly
  • Spend on your card in any currency — our smart tech automatically converts at the best rate

Download the app → iOS | Android

The easy alternative to a bank account abroad.

A TransferWise account is perfect if you live and work in multiple currencies. And if you want to receive multiple currencies for free.

You get your own bank details for the US, UK, Eurozone, Australia, and New Zealand. Use them to receive direct deposits from around the world:

  • British account number and sort code
  • European IBAN
  • Australian account number and BSB code
  • New Zealand account number
  • US account number and routing number

Get your free account →

Here’s to people braving life in a new land.

Raised in Brazil, studies at NYU

Raised in Brazil, studies at NYU

Cecilia uses TransferWise to pay for her books and student housing, and to get paid for her internship.

Born in Italy, bred in New York

Born in Italy, bred in New York

When Sal visits his family back home, he uses the card to buy them gelato and other treats.

Hails from UK, hustles in Utah

Hails from UK, hustles in Utah

Tan uses his card when filming Netflix’s Queer Eye in LA, and to satisfy his Pakistani food cravings.

Pricing as it should be.

Your TransferWise multi-currency account is free to open and your card is free to order. It's also free to get bank details and free to receive money using them.

There are low, transparent fees to convert currencies, add money to your account, and send money to a bank account.

More details on pricing here →

Account pricing
Creating your account Free
Hold 40+ currency balances Free
Receive money in EUR, USD, GBP, AUD & NZD Free
Convert currencies

0.45%-3%

Add money with Direct debit

0.2%

ATM withdrawals up to $250 / 30 days Free

Coverage.

Get local bank details.

These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.

British Pound

Get your own Account Number and Sort Code.

Euro

Get your own SWIFT/BIC and IBAN details.

US Dollar

Get your own Routing (ABA) and Account Number.

Australian Dollar

Get your own BSB Code and Account Number.

New Zealand Dollar

Get your own Account Number.

You can spend on your TransferWise debit Mastercard® anywhere in the countries we operate in that accepts Mastercard.


Hold & manage money.

You can hold and manage money in more than 40 currencies. This lets you avoid exchange rate movements and prep for future transfers.

British Pound

Australian Dollar

United Arab Emirates Dirham

Argentine Peso

Bangladeshi Taka

Bulgarian Lev

Swiss Franc

Chilean Peso

Chinese Yuan

Czech Koruna

Danish Krone

Egyptian Pound

Georgian Lari

Hong Kong Dollar

Croatian Kuna

Hungarian Forint

Euro

Canadian Dollar

Indonesian Rupiah

Israeli Shekel

Indian Rupee

Japanese Yen

Kenyan Shilling

South Korean Won

Sri Lankan Rupee

Moroccan Dirham

Mexican Peso

Malaysian Ringgit

Nigerian Naira

Norwegian Krone

Nepalese Rupee

New Zealand Dollar

US Dollar

Peruvian Sol

Philippine Peso

Polish Zloty

Pakistani Rupee

Romanian Leu

Russian Ruble

Swedish Krona

Singapore Dollar

Thai Baht

Turkish Lira

Ukrainian Hryvnia

Vietnamese Dong

South African Rand


Send money to 50+ countries.

You can use money in your Borderless account to send to any of the currencies on TransferWise.

United Arab Emirates Dirham

Argentine Peso

Australian Dollar

Bangladeshi Taka

Bulgarian Lev

Brazilian Real

Canadian Dollar

Swiss Franc

Chilean Peso

Chinese Yuan

Colombian Peso

Czech Koruna

Danish Krone

Egyptian Pound

Euro

British Pound

Georgian Lari

Hong Kong Dollar

Croatian Kuna

Hungarian Forint

Indonesian Rupiah

Israeli Shekel

Indian Rupee

Japanese Yen

Kenyan Shilling

South Korean Won

Sri Lankan Rupee

Moroccan Dirham

Mexican Peso

Malaysian Ringgit

Norwegian Krone

Nigerian Naira

Nepalese Rupee

New Zealand Dollar

Peruvian Sol

Philippine Peso

Pakistani Rupee

Polish Zloty

Romanian Leu

Russian Ruble

Swedish Krona

Singapore Dollar

Thai Baht

Turkish Lira

Ukrainian Hryvnia

US Dollar

Vietnamese Dong

South African Rand

Any questions?

You can spend on your TransferWise debit Mastercard® in 40+ currencies around the world. You can also use your card with Apple Pay, Google Pay, and Samsung Pay.

You can hold and manage money in your TransferWise account in 40+ currencies for free. And convert between them whenever you want. See a list of countries we support here

You can use the money in your account to spend and send in multiple currencies. See a list of currencies we support here

If you already have a TransferWise account, just log in to order your card online or in the app. If you don’t have an account, it’s free and easy to get started.

We'll ask you for some basic information to verify your account. You'll also need to add a minimum of 20 USD to your TransferWise account balance before you can get your card. This isn't a fee — the money is yours to use as soon as you get and activate your card.

Learn more

It's free to sign up and set up your TransferWise account. It's free to get your TransferWise debit Mastercard®.

It's free to get your local bank details for the UK, US, Eurozone, Australia, and New Zealand, and free to receive money using those bank details.

There's a cheap, transparent fee to convert between currencies — either in your account or if you spend on your TransferWise debit Mastercard® in a currency you don't have in your account. There's also a small fee to add money into your account, and to send it to a bank account.

Learn more about pricing

If you have a currency in your account, it's free to spend on your card in that currency. It's also free to spend that currency using Apple Pay, Google Pay, and Samsung Pay.

You can convert between currencies in your account in seconds. You’ll always get the mid-market rate, like you see on Google. If you spend in a currency you don’t hold a balance in, our smart tech automatically converts your money at the best price. So you never have to worry.

We do charge a small fee to convert money between currencies in your account. It varies from currency to currency. The easiest way to understand our fees is to visit our pricing page.

There's a small fixed fee to withdraw or send money from your TransferWise balances to a bank account of the same currency.

This is the lowest we can charge to cover costs, and we're committed to lowering the fee over time. The easiest way to understand our fees is to visit our pricing page.

TransferWise Inc. is registered with the Financial Crimes Enforcement Network (FinCEN) with money service business registration number 31000065314305. It is licensed as a money transmitter in the states listed here and supervised by regulatory authorities in each of those states.

In other US states and/or territories, money transmission services are offered by our partner financial institution Community Federal Savings Bank, which is supervised by the Office of the Comptroller of Currency.

You can see more information about security and our communication with you on our dedicated page here.

More than 5 million customers have trusted us to move their money around the world. We move more than $4 billion every month at TransferWise — and we take the safety and security of your money seriously.

You need a passport to enter a new country. You need TransferWise once you get there.

Get your card today