The wise way to send US dollars internationally

Still using a bank or a broker to send money internationally? There’s now a smarter, cheaper way.

If you send US dollars internationally, Wise could save you a lot of money compared to your bank or a broker.

That’s because Wise uses the mid-market exchange rate. Other providers – including banks, PayPal and brokers – typically use a big mark-up on this rate, which can cost you a lot of money, since they add that cost to any fees they charge.

Here’s an example of the costs of sending from US dollars to euros:

How do we calculate this? Click here to find out more information. The information shown above was collected June 20, 2018.

How Wise works:

• Our transfers are fast, fair and low cost – the fee is typically below 1% of the total amount you're sending.
• You always get the real exchange rate for your dollars - with no costly mark-up. Click here to read more about making your first transfer.
• You can make USD transfers straight from wise.com, or from our iOS and Android apps.
• You can send money with Wise directly to other bank accounts or the Wise borderless account, which lets you spend, send and receive money in multiple currencies more easily than ever before.

Whether you need to move money between your own accounts, send money to family or friends, pay bills or manage invoices for your business, Wise will save you time and money, and makes the process much easier.

And since we always use the real exchange rate - unlike banks and brokers who hide big costs in the bad exchange rates they use - you’ll know exactly how much you’re going to receive every time.

So when you next want to send money, remember there's a smart new way to do it. And why not invite your friends? At Wise, we have a nice referral program. Invite your friends and family to send money with us from your account and we’ll give them a free first transfer. And for every 3 of them who make a transfer, we’ll give you a cash reward.