Money for here, there and everywhere
160 countries. 40 currencies. Get the account built to save you money round the world.
Save up to 3x when sending money abroad
Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.
The card that's always got the right currency
Boost your balances
Opt in to our interest feature and earn 4.85% APY1 (annual percentage yield) on your USD, 3.22% APY on your GBP, and 4.85% APY your EUR balances.
Earn interest on USD
We're registered with the Financial Crimes Enforcement Network (FinCEN) in the US
Ready for business, big or small
Go global with the international business account. Pay employees, get paid and manage your cash flow in multiple currencies. Join over 300,000 businesses thriving with Wise.
For people going places
“I use Wise to pay a mortgage in a different country each month. Superb. That simple.”
“The best money travel buddy! Wise makes finances easier to deal with instantly.”
“Wise has been a lifesaver for me as a student in a foreign country.”
Meet money without borders
We’re building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.
Disappoint thieves
Every month, our customers trust us to move around £10 billion of their money. Here are some of the important ways we protect them.
Our dedicated fraud and security teams work to keep your money safe
We use 2-factor authentication to protect your account
We hold your money with established financial institutions
Wise works nearly everywhere
- US dollarRouting number and Account number
- UAE dirham
- Australian dollar
- Bangladeshi taka
- Bulgarian lev
- Canadian dollar
- Swiss franc
- Chilean peso
- Chinese yuan
- Costa Rican colón
- Czech koruna
- Danish krone
- Egyptian pound
- Euro
- British pound
- Georgian lari
- Hong Kong dollar
- Hungarian forint
- Indonesian rupiah
- Israeli shekel
- Indian rupee
- Japanese yen
- Kenyan shilling
- South Korean won
- Sri Lankan rupee
- Moroccan dirham
- Mexican peso
- Malaysian ringgit
- Nigerian naira
- Norwegian krone
- Nepalese rupee
- New Zealand dollar
- Philippine peso
- Pakistani rupee
- Polish złoty
- Romanian lei
- Swedish krona
- Singapore dollar
- Thai baht
- Turkish lira
- Tanzanian shilling
- Ukrainian hryvnia
- Ugandan shilling
- US dollar
- Uruguayan peso
- Vietnamese dong
- West African franc
- South African rand
- Annual Percentage Yield (APY) - rates shown are true as of 01/01/2024. See Program Agreement for details.
- The current Program Bank is JPMorgan Chase Bank, N.A., see Appendix 1 of the Program Agreement for the most updated list of Program Bank(s). Eligible customers must opt in to the interest feature. Participants will have the balance of their USD funds held in their Wise Account “swept” into a Federal Deposit Insurance Corporation (“FDIC”) insured interest-bearing account at one or more participating banks (each, a “Program Bank”) that will hold and pay interest on the deposit funds. For a complete list of Program Banks, please see Appendix 1 of the Program Agreement. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the Program Banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The Program is not intended to be a long-term investment option, checking or savings account, investment contract or security.
For customers opted in to receive interest on EUR and GBP balances, the FDIC passthrough insurance provided by our program bank is for up to the equivalent of $250,000 in total for your USD, EUR and GBP combined balance amounts (collectively, the “Eligible Balances”).