TransferWise multi-currency account pricing.

Everything you need to know about our account, card, receive, and send pricing. Say bye bye to bank fees for good.

TransferWise multi-currency account pricing

alt text

Setting up your account

It’s free to create a TransferWise account, and there are never any monthly fees or minimum balances to worry about.

Account pricing
Create your account Free
Get a UK account number and sort code Free
Get a U.S. account and routing number Free
Get a European IBAN Free
Get an Australian account and BSB number Free
Get a New Zealand account number Free
Get a Hungarian account number Free
Get a Romanian account number Free
Get a Singaporean account number Free
Hold 50+ currency balances Free
Hold more than €15,000 in EUR balance

0.40% annually

alt text

Using your debit card

With your own TransferWise debit card, you can spend in the local currency — wherever you are. It's accepted anywhere that takes Mastercard or Visa.

You can spend on your TransferWise debit card in any currency, and our smart tech will auto-convert it with the lowest possible fee. You'll always get the real exchange rate.

Card pricing
Order a TransferWise debit card

10 SGD

Replacement card


Spend in currencies in your account Free
Convert a currency using your card


First 2 ATM withdrawals up to $350 / month Free
ATM withdrawals over $350 / month


Over 2 ATM withdrawals / month

1.50 SGD / withdrawal

alt text

Adding and receiving money

Get paid with your own bank details. Anyone can use them to pay you like a local. You can hold more than 50 currencies at once, and convert between them in seconds.

Account pricing
Receive money in EUR, GBP, AUD, NZD, RON, HUF & SGD Free
Receive USD using ACH or bank debit Free
Receive USD wire transfers

7.50 USD

alt text

Sending money

We never, ever inflate the exchange rate.

With the TransferWise account, you'll always get the real exchange rate. You only pay a small fee to convert currencies in your account.

Account pricing
Convert currencies


Fixed fee to send money (varies by currency)


GBP Direct Debit Free
EUR Direct Debit Free
AUD Direct Debit Free

Calculate any fee.

For total transparency, we built a calculator so you can check the fee for any currency, and any amount.

Calculate with any currency

TransferWise financial regulation

TransferWise Singapore Pte Ltd. is a fully owned subsidiary of TransferWise Ltd. (UK) and incorporated in Singapore with Unique Entity Number 201422384R. TransferWise Singapore Pte Ltd. is licensed by the Monetary Authority of Singapore under the Money-changing and Remittance Businesses Act to carry on remittance business.

TransferWise Singapore Pte. Ltd. is also the provider of the Borderless Account stored value facility, which does not require the approval of the Monetary Authority of Singapore. In addition, TransferWise Singapore Pte. Ltd. is not a bank and therefore the Singapore Deposit Insurance Scheme (SDIC) does not apply.

The TransferWise Platinum debit Mastercard® is issued by Transferwise Singapore Pte Ltd. pursuant to license by Mastercard Asia/Pacific Pte. Ltd. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.


For expats like me this is a total game-changer.

Sophie, British living in Sydney

Get started

Bye bye bank fees, hello world.

Open multi-currency account