Borderless account pricing

Everything you need to know about our borderless account pricing. Say bye bye to crazy bank fees for good.

The real exchange rate, always.

We never, ever inflate the exchange rate.

With the borderless account you only pay a small fee to convert currencies in your account.

It's free to get a borderless account. It's also free to get your bank details, hold multiple currencies and get paid from over 30 countries.

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Account pricing Card pricing (available in Europe)
Creating your account Free
Hold 40+ currency balances Free
Get a UK account number and sort code Free
Get a U.S. routing and wiring number Free
Get a European IBAN Free
Get an Australian account and BSB number Free
Convert currencies

0.35%-1%

Fixed fee to send money (varies by currency)

S$2.30

Receive money in EUR, USD, GBP, AUD & NZD Free
Add money to your account

0%-0.2%

Route Conversion fee
AUD → EUR 0.7%
AUD → GBP 0.7%
AUD → USD 0.7%
CHF → EUR 0.5%
EUR → GBP 0.3%
EUR → INR 0.45%
EUR → USD 0.35%
Route Conversion fee
EUR → AUD 0.35%
GBP → AUD 0.45%
GBP → EUR 0.35%
GBP → INR 0.7%
GBP → USD 0.4%
USD → EUR 1%
USD → INR 0.9%

Low currency conversion fees

When you convert currencies in your account you'll always get the real, mid-market exchange rate. Like the one you see on Google.

The conversion fee depends on the currencies you're converting, but typically, it'll be between 0.35% and 1%. Fees for our most popular currency pairs are in this table. You'll find a full list of currencies in our Support Centre.

For more currency routes visit our help center

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For expats like me this is a total game-changer.

Sophie, British living in Sydney

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TransferWise financial regulation

TransferWise is an authorised Electronic Money Institution independently regulated by the Financial Conduct Authority (FCA) in the UK.

This means we're required by law to keep your money safe by storing it in a low-risk financial institution - in Europe this is in our UK account with Barclays, in the US this is in our US account with Wells Fargo.

The TransferWise debit Mastercard® is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.

Bye bye bank fees, hello world.

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