Price change checker

There's a small fee to convert currencies — either within your account, or when you pay with your TransferWise debit Mastercard® in a currency you're not holding in your account.
New fee

New fee

Old fee

Why prices change

We’re on a mission to make TransferWise as cheap as possible. So we only ever charge what it costs to send your money, plus a small margin that we reinvest into growing TransferWise. Sometimes, when our costs go up, our prices go up too — and we work to bring them back down. But in the long run, we’re consistently lowering prices over time.

Read more about our mission

Average price over time

Transfer paid by bank transfer

Why prices change chart

What your fees pay for

Normal companies aren’t always 100% honest about their fees and profits. We believe in radical transparency. Across our business globally, this is what your fees pay for.

Our costs
  • 10% Offices and other overheads
  • 14% Operations and customer support teams
  • 18% Building and improving TransferWise
  • 19% Margin and growing TransferWise
  • 39% Banking partners and money-moving costs

Our three principles

1

Be radically transparent

Normal companies aren't always 100% honest about their fees and profits. We believe in having nothing to hide.

2

Charge as little as possible.

Normal companies charge as much as they can get away with. We believe in upside-down pricing.

3

Make it simple, make it instant.

Normal companies make you pay more for 'premium' stuff. We believe the best-possible should be standard.