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A cheaper, smarter alternative to bank transfers.

Join over 7 million people who left their banks to send their money with the real exchange rate faster, cheaper, and easier than ever.

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Why do I keep more money with TransferWise?

Most providers show you their transfer fee upfront. That’s only fair. But some of them sneak a markup into the exchange rate. And that’s not fair.

A markup means you get a bad exchange rate, which means you lose money when you change currencies.

At TransferWise, we never mark up the exchange rate. We just use the exchange rate – independently provided by Reuters. That means fair, low-cost transfers, every time.

TransferWise makes international money transfers simple

What you'll need for your online money transfer

All you need is your recipient's:

  • full name,
  • their local bank details.

For example, you need an IBAN for Euro transfers, a SORT code and account number for the UK, a routing and account number for the US, and account number as well as an IFSC code for India.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

International money transfer fees: How much do they cost?

  • You pay a small, flat fee + fixed percentage of the transfer amount (you’ll always see the total cost upfront)
  • Some payment methods have an added fee, but that's usually tiny too
  • You always get the real, mid-market exchange rate, with no markup whatsoever

See how much it costs

We're trusted by 3 million people and counting

TransferWise is safe and secure

TransferWise is an Electronic Money Institution authorized by the FCA (Financial Conduct Authority) in the United Kingdom.

We are obliged by law to protect the money by keeping it in a low risk financial institution: in Europe we do it in our bank account in the Barclays Bank of the United Kingdom, in the US, in our Wells Fargo account.

Learn more

Rockstar customer support

When questions come up, there's a team ready to help you

  • Email
  • Live Chat
  • Phone
Find out more

How does TransferWise work?

Powered by TransferWise

Powered by TransferWise

Send money

Send money

Money is locally delivered

Money is locally delivered

The recipient gets money in their currency directly from TransferWise’s local bank account.