TransferWise multi-currency account pricing.

Everything you need to know about our account, card, receive, and send pricing. Say bye bye to bank fees for good.

TransferWise multi-currency account pricing

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Setting up your account

It’s free to create a TransferWise account, and there are never any monthly fees or minimum balances to worry about.

Account pricing
Create your account Free
Get a UK account number and sort code Free
Get a U.S. account and routing number Free
Get a European IBAN Free
Get an Australian account and BSB number Free
Get a New Zealand account number Free
Get a Hungarian account number Free
Get a Romanian account number Free
Get a Singaporean account number Free
Hold 50+ currency balances Free

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Using your debit card

With your own TransferWise debit card, you can spend in the local currency — wherever you are. It's accepted anywhere that takes Mastercard or Visa.

You can spend on your TransferWise debit card in any currency, and our smart tech will auto-convert it with the lowest possible fee. You'll always get the real exchange rate.

*This is our new withdrawal fee. If you opened your account before 1 December, 2020, the old fee applies until 1 January, 2021 — learn more.

Card pricing
Order a TransferWise debit card

$14

Replacement card Free
Spend in currencies in your account Free
Convert a currency using your card

Calculate

First 2 ATM withdrawals up to $350 / month Free
ATM withdrawals over $350 / month Free
Over 2 ATM withdrawals / month

$1.50 / withdrawal

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Adding and receiving money

Get paid with your own bank details. Anyone can use them to pay you like a local. You can hold more than 50 currencies at once, and convert between them in seconds.

Account pricing
Receive money in EUR, GBP, AUD, NZD, RON, HUF & SGD Free
Receive USD using ACH or bank debit Free
Receive USD wire transfers Free

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Sending money

We never, ever inflate the exchange rate.

With the TransferWise account, you'll always get the real exchange rate. You only pay a small fee to convert currencies in your account.

Account pricing
Convert currencies

Calculate

Fixed fee to send money (varies by currency)

Calculate

GBP Direct Debit Free
EUR Direct Debit Free
AUD Direct Debit Free

Calculate any fee.

For total transparency, we built a calculator so you can check the fee for any currency, and any amount.

Calculate with any currency

TransferWise financial regulation

TransferWise operates as a foreign entity and is supervised by the Department of Internal Affairs (DIA).

All money in your TransferWise multi-currency account is stored and safeguarded securely in our bank accounts in New Zealand, Australia, the UK or USA depending on the country of residence in your profile.

 

For expats like me this is a total game-changer.

Sophie, British living in Sydney

Get started

Bye bye bank fees, hello world.

Open multi-currency account