It’s free to create a TransferWise account, and there are never any monthly fees or minimum balances to worry about.
|Create your account||Free|
|Get a UK account number and sort code||Free|
|Get a U.S. account and routing number||Free|
|Get a European IBAN||Free|
|Get an Australian account and BSB number||Free|
|Get a New Zealand account number||Free|
|Get a Hungarian account number||Free|
|Get a Romanian account number||Free|
|Get a Singaporean account number||Free|
|Hold 50+ currency balances||Free|
With your own TransferWise debit card, you can spend in the local currency — wherever you are. It's accepted anywhere that takes Mastercard or Visa.
You can spend on your TransferWise debit card in any currency, and our smart tech will auto-convert it with the lowest possible fee. You'll always get the real exchange rate.
*This is our new withdrawal fee. If you opened your account before 1 December, 2020, the old fee applies until 1 January, 2021 — learn more.
|Order a TransferWise debit card||
|Spend in currencies in your account||Free|
|Convert a currency using your card|
|First 2 ATM withdrawals up to $350 / month||Free|
|ATM withdrawals over $350 / month||Free|
|Over 2 ATM withdrawals / month||
$1.50 / withdrawal
Get paid with your own bank details. Anyone can use them to pay you like a local. You can hold more than 50 currencies at once, and convert between them in seconds.
|Receive money in EUR, GBP, AUD, NZD, RON, HUF & SGD||Free|
|Receive USD using ACH or bank debit||Free|
|Receive USD wire transfers||Free|
We never, ever inflate the exchange rate.
With the TransferWise account, you'll always get the real exchange rate. You only pay a small fee to convert currencies in your account.
For total transparency, we built a calculator so you can check the fee for any currency, and any amount.
TransferWise operates as a foreign entity and is supervised by the Department of Internal Affairs (DIA).
All money in your TransferWise multi-currency account is stored and safeguarded securely in our bank accounts in New Zealand, Australia, the UK or USA depending on the country of residence in your profile.