Spend anywhere, withdraw cash, or hold and convert 40+ currencies. And you’ll get your own international bank details to receive currencies for free:
More countries coming soon.
|Create your account||Free|
|Order a TransferWise debit card||
|Add money with a bank transfer||Free|
|Receive money in EUR, USD, GBP, AUD & NZD||Free|
|Hold 50+ currency balances||Free|
0.37% - 2.24%
|ATM withdrawals up to NZ$350 / month||
Free, then 2%
It’s free to create a TransferWise account, and there are never any monthly fees or minimum balances to worry about.
The TransferWise debit Mastercard® is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.
If you already have a TransferWise account, just log in to order your card online or in the app. If you don’t have an account, it’s free and easy to get started. We'll ask you for some basic information to verify your account. Once you are verified, complete your card order and we will update you as soon as your card is on its way.
You can spend on your TransferWise Platinum debit Mastercard® in 150+ currencies around the world. Use instore, online and withdraw local currency at millions of locations, everywhere Mastercard is accepted.
You can hold and manage money in your TransferWise account in 40+ currencies for free. And convert between them whenever you want. You can use the money in your account to spend and send in multiple currencies. See a list of currencies we support here.
Apple Pay, Google Pay and Samsung Pay coming soon.
It's free to set up your account.
It's free to get your international bank details, free to receive money using those bank details, and free to spend on your card abroad.
There's a cheap, transparent fee to convert between currencies. You'll always see this upfront, so there's no nasty surprises.
If you have a currency in your account, it's free to spend on your card in that currency.
You can convert between currencies in your account in seconds. You’ll always get the mid-market rate, like you see on Google. If you spend in a currency you don’t hold a balance in, our smart tech automatically converts your money at the best price. So you never have to worry.
We do charge a small, upfront fee to convert money between currencies in your account. It depends on the currencies you're converting, but here are a few examples:
You'll always see these fees upfront, so there are no nasty surprises. And you're guaranteed the mid-market exchange rate — like the one you see on Google.
TransferWise operates as a foreign entity and is supervised by the Department of Internal Affairs (DIA).
All money in your TransferWise Borderless Account is stored and safeguarded securely in our bank accounts in New Zealand, Australia, the UK or USA depending on the country of residence in your profile.
Over 5 million customers have trusted us to move their money around the world. We move more than $5 billion every month at TransferWise - and we take the safety and security of your money seriously.
Once you have signed up for the debit card in your TransferWise account, the card will be sent to your registered address within 14-18 business days.
Sorry, we don't ship overseas right now. Currently, we only ship to address provided by you at the time of card sign-up. If you'd like to update your card mailing address, please get in touch with our support team.
Once you've got your card, you'll need to activate it before you can use it. To activate your card:
Go to your TransferWise account. If you're on the website, go to Debit card. If you're on the app, go to Account, then click the card icon at the top of the screen.
Enter the 6-digit code that's on the card below your name.
Now your card is activated, you'll be able to make payments.
To activate contactless, buy something with chip or PIN and select "credit" on the terminal.
To keep your money safe, you’ll need a four-digit PIN to withdraw cash at ATMs and to make chip and PIN payments using your TransferWise card.
When you activate your TransferWise card, we’ll share your PIN with you. If you forget it, you can always check it in the TransferWise app. We do not support PIN change at the moment - don't worry, your PIN is safe and only you have access to it.
When withdrawing cash from an ATM, please always select the "credit" option on the ATM screen. The money will be withdrawn from your TransferWise account. You can use the TransferWise card at all ATMs with Mastercard®, Maestro or Cirrus logo.